Earnings-related information and the outlook for Kyushu Financial Group,Inc. were presented. In the first quarter announced on 7 August 2026, ordinary revenue rose sharply, while ordinary profit and net profit declined. The next earnings announcement is scheduled for 12 November 2026, and full-year ordinary profit is expected to be ¥65.0 billion.
According to the earnings summary announced by Kyushu Financial Group,Inc. on 7 August 2026, ordinary revenue for the first quarter of the fiscal year ending March 2027 rose sharply by 32.8% year on year to ¥85.2 billion. Ordinary profit fell 4.7% to ¥18.2 billion, while net profit fell 6.7% to ¥12.5 billion. Full-year ordinary profit is expected to be ¥65.0 billion, up 20.8% year on year.
Performance has been improving over the past 12 quarters, and the recovery in the net profit margin and the upward trend in revenue and EPS are expected to continue. Although the equity ratio remains low, there has been no major deterioration, and the group is said to be continuing to diversify its revenue sources.
As future performance indicators, increases in loans outstanding and growth in interest income are attracting attention, while the risks of higher funding costs and the impact of the Kumamoto earthquake also need to be monitored. Factors affecting medium- to long-term performance based on the earnings summary and annual securities report include lending, funds investment, expenses and the impact of earthquakes.