According to Indonesia's special envoy Hashim Djojohadikusumo (ハシム・ドジョホディクスモ), annual additional revenue could reach approximately Rp1,500 trillion by reforming taxation and expenditure, expanding electronic payments and promoting banking among the approximately 30% of the population without bank accounts.
Indonesia's presidential special envoy Hashim Djojohadikusumo (ハシム・ドジョホディクスモ) said that additional revenue could potentially be generated over the next 2–3 years to raise the current revenue-to-GDP ratio to 18%. He cited reforms to the tax system and collection, the removal of bureaucratic barriers and improvements in the collection of taxes and stamp duties through the use of electronic systems.
Citing World Bank estimates, he described the scale of the unrecorded economy, saying that the current grey economy accounts for approximately 35%–45% of nominal GDP. He explained that digitising transactions would make it possible to capture previously unreported economic activity in a neutral manner, broaden the tax base and improve the transparency of public spending.
The government plans to provide bank accounts to the approximately 30% of the population without accounts through Bank Syariah Indonesia (BSI) and Bank Rakyat Indonesia (BRI). The plan includes waiving the Rp50,000 account-opening fee and establishing a system for direct payments of living assistance into individual accounts by promoting the use of mobile phones and digital accounts, although no specific implementation date or budget allocation was disclosed.