The 3 megabanks raised their net profit forecasts for the current fiscal year, while deposits declined at MUFG, suggesting that funding sources will diversify in the interest-rate environment.
The 3 megabank groups have revised up their net profit forecasts for the fiscal year ending March 2027, and earnings overall remain strong.
However, deposits have reportedly declined at MUFG, the largest of the three, prompting comments that attracting deposits is becoming more difficult. The backdrop is believed to be the arrival of an environment with more active interest rates.
Diversifying funding sources to reduce reliance on deposits may attract attention as a key issue going forward.