Tightening of Regulations under the Act against Unjustifiable Premiums and Misleading Representations, the Specified Commercial Transactions Act, and Other Laws
First written in FY2022. 1 of 3 entries say "Mitigated", first in FY2023. Latest entry: FY2025.
The whole theme swung hardest in 2025: 6 of 29 companies on the "Worse" side.
50 other companies' latest entry also says "Restated".
- FY2025RestatedAnnual report
「In our marketing activities, we not only comply with the Act against Unjustifiable Premiums and Misleading Representations, but have also established and published a Marketing Communications Policy on our website in order to communicate responsibly with society. In addition, we have formulated guidelines setting out specific standards of conduct and are working to ensure that officers and employees are fully informed of them.」
Policies, guidelines, training, and instruction continue to be described as measures to address the Act against Unjustifiable Premiums and Misleading Representations, the Act on Specified Commercial Transactions, and other regulations. - FY2023MitigatedAnnual report
「In our marketing activities, we not only comply with the Act against Unjustifiable Premiums and Misleading Representations, but have also established and published a Marketing Communications Policy on our website in order to communicate responsibly with society. In addition, we have formulated guidelines setting out specific standards of conduct and are working to ensure that officers and employees are fully informed of them.」
The marketing communications policy and guidelines are specified as measures to address legal and regulatory risks. - FY2022First statedAnnual report
「However, if these laws and regulations are tightened and we are forced to make substantial changes to the way we operate our business, this may affect our financial condition and operating results.」
Responses to and changes in regulations, including the Act against Unjustifiable Premiums and Misleading Representations and the Act on Specified Commercial Transactions, are identified as risks.