Working-capital funding through overdraft and lending commitment agreements
First written in FY2024-Q3. 1 of 4 entries say "Advanced", first in FY2024. Latest entry: FY2026-H1.
- FY2026-H1Continued reduction in working-capital facilities and the number of relationship banksAnnual report
「当社は、運転資金の効率的な調達を行うため取引銀行５行（前事業年度は６行）と当座貸越契約及び貸出コミットメント契約を締結しております。」
取引銀行数は６行から５行へ、契約総額は4,360百万円から3,619百万円へ、借入実行残高は660百万円から619百万円へ縮小した。 - FY2025-H1Reduction in working-capital facilities and number of contracting banksAnnual report
「To obtain working capital efficiently, we have entered into overdraft and lending commitment agreements with 6 banks, compared with 9 in the prior fiscal year. The undrawn balances under these overdraft and lending commitment agreements are as follows.」
The number of relationship banks declined from 9 to 6, total commitments from ¥7,300 million to ¥4,590 million, and drawn borrowings from ¥3,300 million to ¥660 million. - FY2024AdvancedAnnual report
「To obtain working capital efficiently, we have entered into overdraft and lending commitment agreements with 9 banks. The undrawn balances under these overdraft and lending commitment agreements at the fiscal year-end are as follows.」
The number of relationship banks increased from 8 to 9. Total commitments were ¥7,300 million, drawn borrowings were ¥3,300 million and undrawn balances were ¥4,000 million. - FY2024-Q3First statedAnnual report
「To obtain working capital efficiently, we have entered into overdraft and lending commitment agreements with 8 banks, compared with 4 in the prior fiscal year. The undrawn balances under these overdraft and lending commitment agreements are as follows.」
The number of relationship banks increased from 4 to 8. Total overdraft limits and lending commitments were ¥6,675 million, drawn borrowings were ¥2,500 million and undrawn balances were ¥4,175 million.