Integrated Risk Management Based on Eight Categories of the Most Critical Risks

「Of the matters relating to the business and accounting conditions described in the annual securities report, we have identified the following 8 categories as the most critical risks in consolidated management that could materially affect investors' decisions: "natural disasters, infectious diseases and geopolitical risks," "serious accidents," "information security and systems infrastructure," "legal and regulatory requirements and tighter regulation," "compliance and group governance," "securing human resources," "changes in the business structure," and "interest-rate fluctuations and higher funding costs."」