Overhaul and tightening of credit management rules
First written in FY2021-Q3. 1 of 3 entries say "Advanced", first in FY2021. Latest entry: FY2022.
The whole theme swung hardest in 2026: 23 of 74 companies on the "Worse" side.
- FY2022RestatedAnnual report
「Regarding the recoverability of the above receivables within our Group, we calculate individual assessments by monitoring repayment status, reviewing the financial statements of the debtors and understanding their financial position and income and expenditure, appropriately classifying receivables according to credit risk, and taking into account the protection of receivables through collateral and other factors.」
Even after the credit management rules were overhauled, strict management through monitoring repayment status and financial position, classifying receivables and protecting collateral continues to be disclosed. - FY2021AdvancedAnnual report
「During the fiscal year, we re-examined the business, including its strategy, reviewed methods for acquiring new alliance medical institutions and existing alliance medical institutions, and substantially overhauled and strengthened the credit management rules, introducing a stricter credit and investment management framework.」
In addition to overhauling the credit management rules, a stricter management framework was introduced, including reviews of alliance partners, debt collection and collateral protection. - FY2021-Q3First statedAnnual report
「Beginning in the first quarter, the credit management rules were substantially overhauled, and stricter credit management has been implemented」
It is stated for the first time as an independent initiative that the credit management rules were substantially revised from the first quarter and stricter credit management has been implemented.