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Avantia (8904) · RiskMitigated

Guarantee of Liabilities Related to Loans to Home Builders

First written in FY2016-Q3. 23 of 26 entries say "Mitigated", first in FY2017-Q1. Latest entry: FY2025-H1.

26entries
10years
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How it moved
ProgressHeldSoftenedWorseMitigatedFY2017-Q1 – FY2018-Q3MitigatedFY2019-Q1 – FY2023WorsenedFY2024-Q12016: 120162017: 320172018: 420182019: 420192020: 420202021: 320212022: 220222023: 320232024: 120242025: 1
Same theme, other companies
Credit Exposure of Guarantee Obligations for Mortgage BorrowersA theme 30 companies write about · 31 as a headwind · 1 as a tailwind

The whole theme swung hardest in 2025: 7 of 27 companies on the "Worse" side.

16 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 30 companies compared. The sentences above are computed from all 30.
Full recordFilings, disclosures and news, newest first
  1. FY2025-H1MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees for homebuilders decreased from ¥85.675 million at the end of the previous consolidated fiscal year to ¥78.178 million at the end of the interim consolidated accounting period, reducing guarantee exposure.
  2. FY2024-Q1WorsenedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees of ¥31.600 million were recorded at the end of the first quarter, up from ¥0 million at the end of the previous consolidated fiscal year, resulting in renewed guarantee exposure.
  3. FY2023MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Debt guarantees for homebuilders decreased from ¥297.200 million at the end of the previous consolidated fiscal year to ¥0 million at the end of the current consolidated fiscal year, eliminating guarantee exposure.
  4. FY2023-Q2MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Debt guarantees for homebuilders decreased from ¥297.200 million at the end of the previous consolidated fiscal year to ¥0 million at the end of the second quarter, eliminating guarantee exposure. No guarantee claims are reported.
  5. FY2023-Q1MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Debt guarantees for homebuilders fell substantially from ¥297.200 million at the end of the previous consolidated fiscal year to ¥30.600 million, reducing guarantee exposure.
  6. FY2022-Q3MitigatedAnnual report

    「The Company provides debt guarantees for loans extended by financial institutions to homebuilders, as follows. Homebuilders ¥672.024 million ¥643.180 million」

    Debt guarantees for homebuilders decreased from ¥672.024 million at the end of the previous consolidated fiscal year to ¥643.180 million, reducing guarantee exposure. No guarantee claims are reported.
  7. FY2022-Q1MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees for homebuilders fell substantially from ¥672.024 million at the end of the previous consolidated fiscal year to ¥76.100 million at the end of the first quarter, reducing guarantee exposure.
  8. FY2021-Q3MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees for homebuilders fell substantially from ¥2,029.665 million at the end of the previous consolidated fiscal year to ¥166.330 million at the end of the third-quarter accounting period, reducing guarantee exposure.
  9. FY2021-Q2MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees for homebuilders decreased from ¥2,029.665 million at the end of the previous consolidated fiscal year to ¥629.867 million at the end of the second-quarter accounting period, reducing guarantee exposure.
  10. FY2021-Q1MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees for homebuilders fell substantially from ¥2,029.665 million at the end of the previous consolidated fiscal year to ¥220.474 million at the end of the first quarter, reducing guarantee exposure.
  11. FY2020MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees for homebuilders decreased from ¥2,334.191 million at the end of the previous fiscal year to ¥2,029.665 million, reducing guarantee exposure.
  12. FY2020-Q3MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees for homebuilders fell substantially from ¥2,334.191 million at the end of the previous consolidated fiscal year to ¥157.414 million, further reducing guarantee exposure.
  13. FY2020-Q2MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees for homebuilders decreased from ¥2,334.191 million at the end of the previous consolidated fiscal year to ¥1,257.950 million, reducing guarantee exposure.
  14. FY2020-Q1MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    Guarantees for homebuilders decreased from ¥2,334.191 million at the end of the previous consolidated fiscal year to ¥455.046 million, reducing guarantee exposure. The amount is quantified, but no guarantee claims are reported.
  15. FY2019MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    The consolidated amount guaranteed decreased from ¥2,417.714 million at the end of the previous fiscal year to ¥2,334.191 million. Although the amount guaranteed has been quantified, no occurrence of performance under the guarantees is disclosed.
  16. FY2019-Q3MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    The amount guaranteed to homebuilders decreased from ¥2,417.714 million at the end of the previous consolidated fiscal year to ¥954.216 million, reducing the guarantee exposure.
  17. FY2019-Q2MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    The amount guaranteed decreased from ¥2,417.714 million at the end of the previous consolidated fiscal year to ¥1,111.919 million at the end of the second quarter, reducing the guarantee exposure.
  18. FY2019-Q1MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    The amount guaranteed to homebuilders fell significantly from ¥2,417.714 million at the end of the previous consolidated fiscal year to ¥429.749 million at the end of the first quarter.
  19. FY2018WorsenedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    On a consolidated basis, the amount guaranteed to homebuilders increased from ¥2,108.867 million at the end of the previous consolidated fiscal year to ¥2,417.714 million.
  20. FY2018-Q3MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    The amount guaranteed decreased from ¥2,108.867 million at the end of the previous consolidated fiscal year to ¥1,138.346 million at the end of the third quarter, reducing the guarantee exposure.
  21. FY2018-Q2MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    The amount guaranteed decreased from ¥2,108.867 million at the end of the previous consolidated fiscal year to ¥1,770.023 million at the end of the second quarter. Although the guarantee risk has been quantified, no realization of the guarantee, such as performance under the guarantee, is disclosed.
  22. FY2018-Q1MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    The amount guaranteed decreased from ¥2,108.867 million as of 31 August 2017 to ¥1,047.864 million as of 30 November 2017, reducing the guarantee exposure compared with the end of the previous consolidated fiscal year.
  23. FY2017-Q3MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    As of 31 May 2017, the amount guaranteed was ¥2,464.802 million, down from ¥2,763.274 million at the end of the previous consolidated fiscal year and from the previous quarter-end level, reducing the guarantee exposure.
  24. FY2017-Q2MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    As of 28 February 2017, the amount guaranteed was ¥2,464.802 million, down from ¥2,763.274 million at the end of the previous consolidated fiscal year.
  25. FY2017-Q1MitigatedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    As of 30 November 2016, the amount guaranteed was ¥474.993 million, down from ¥2,763.274 million at the end of the previous consolidated fiscal year, reducing the guarantee exposure.
  26. FY2016-Q3First statedAnnual report

    「The Company provides guarantees of borrowings by financial institutions to homebuilders as follows.」

    As of 31 May 2016, the amount guaranteed was ¥985.042 million. It explains that this was a joint and several guarantee obligation pending completion of registration of the mortgage.
Moved together

"Increase in Liabilities and Decline in Equity Ratio" moved the same way as this thread, in the same document, in 7 of its 26 moves.

766555★123456
  1. ★This thread
  2. 1Increase in Liabilities and Decline in Equity Ratio7×
  3. 2Growth in Condominium Sales and Profit6×
  4. 3Negative Cash Flow from Operating Activities Due to Increases in Inventories and Trade Receivables6×
  5. 4Future Nationwide Expansion5×
  6. 5Expansion into New Regions and Strengthening the Business Base through M&A5×
  7. 6Abolition of Executive Retirement Benefits and Introduction of Restricted Stock Compensation5×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Avantia's next results are scheduled for 2026-10-13. Read the earnings preview
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Guarantee of Liabilities Related to Loans to Home Builders | AVANTIA CO.,LTD. (8904) | Komori