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Other Disclosures8897MIRARTH HOLDINGS,Inc.Real Estate

【The Bank of Kyoto】 Financing through a Sustainability-Linked Loan — Agreement Using a Framework Developed by the Company

MIRARTH Holdings entered into a sustainability-linked loan agreement with The Bank of Kyoto to borrow ¥1 billion on an unsecured and unguaranteed basis for 3 years, thereby raising funds. The loan terms include an incentive mechanism linked to the achievement of greenhouse gas emissions reduction targets.

Worth reading
64In focus
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Direction
Neutral
Direction inferred from the company’s description.
Scale
10
¥ million
Wording
Definitive
How definitive the wording is.

Announced details

Sustainability-Linked Loan (SLL)
Applicable field (uses covered by this announcement)

Resolving social issues, promoting the SDGs, and reducing greenhouse gas emissions

Contract Date31 March 2026 (stated as the date on which the financing was carried out)
What the company reported numerically
Quantitative Effects

Reduce Scope 1 and 2 greenhouse gas emissions by 70% from fiscal 2022 levels by fiscal 2030. Annual targets are a 52% reduction in fiscal 2026 and a 57% reduction in fiscal 2027

Relationship between the counterparty and the company
MIRARTH HOLDINGS,Inc.8897
Relationship with the Company

A lending relationship in which MIRARTH Holdings borrows from The Bank of Kyoto, Ltd. Capital and personnel relationships: not disclosed

CounterpartyThe Bank of Kyoto, Ltd.

Head office: Kyoto, Kyoto Prefecture; Representative Director and President: Yasui Mikiya (安井 幹也); established: October 1941; business: banking; capital: ¥42,100 million

Contract Value

¥1 billion (unsecured and unguaranteed)

The company does not address Offering price / Impact on Business Performance.

Source (materials cited by the company)

Third-party opinion on conformity with the Sustainability-Linked Loan Principles and related standards (Japan Credit Rating Agency, Ltd.)

Announced details
ItemDetails
Names of Products / Services CoveredSustainability-Linked Loan (SLL)
CounterpartyThe Bank of Kyoto, Ltd.
Counterparty overviewHead office: Kyoto, Kyoto Prefecture; Representative Director and President: Yasui Mikiya (安井 幹也); established: October 1941; business: banking; capital: ¥42,100 million
Relationship with the CompanyA lending relationship in which MIRARTH Holdings borrows from The Bank of Kyoto, Ltd. Capital and personnel relationships: not disclosed
Contract Value¥1 billion (unsecured and unguaranteed)
Contract Date31 March 2026 (stated as the date on which the financing was carried out)
Applicable areaResolving social issues, promoting the SDGs, and reducing greenhouse gas emissions
Quantitative EffectsReduce Scope 1 and 2 greenhouse gas emissions by 70% from fiscal 2022 levels by fiscal 2030. Annual targets are a 52% reduction in fiscal 2026 and a 57% reduction in fiscal 2027
SourceThird-party opinion on conformity with the Sustainability-Linked Loan Principles and related standards (Japan Credit Rating Agency, Ltd.)
Items this document does not state (9)
Offering priceLaunch dateAward/certification nameAwarding / certifying bodyRegistration number and expiry dateLocationLocation scaleUsage historyImpact on Business Performance

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

The financing is positioned as funding to help resolve social issues and advance the MIRARTH Group's SDGs. The Company also states that executing the SLL will promote initiatives aimed at advancing its business activities and addressing materiality issues.

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【The Bank of Kyoto】 Financing through a Sustainability-Linked Loan — Agreement Using a Framework Developed by the Company | MIRARTH HOLDINGS,Inc. (8897) timely disclosure | Komori