Worth reading
53Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
254
Millions of yen decrease in revenueWording
Conditional
How definitive the wording is.Contents of this document
Financial results presentationFiscal year ending September 20266 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales6,667 Millions of yen-3.7%
Operating profit-102 Millions of yen
Ordinary income-195 Millions of yen
Net income-960 Millions of yen
Gross Profit Margin76.8
Operating profit margin-1.5
Full-year earnings forecast
Fiscal year ending September 2027Undecided
What the company explained in this material
New initiatives
- Expansion of social media video marketing
- Handling inquiries using generative AI and conducting interviews at the start of meetings using an AI avatar
- Offering 『アバトレ』, an avatar-based AI role-play support service, to the insurance industry
- Making younger employees effective contributors
- Expanding variable insurance sales
Key KPIsA metric the company considers important as a management benchmark.
- Total application ANP by channel4,224 Millions of yenYear on year against the same period last year-1.4%
- Collaboration application ANP1,061 Millions of yenYear on year against the same period last year+52.7%
- Non-face-to-face sales application ANP172 Millions of yenYear on year against the same period last year-51.4%
- Face-to-face sales application ANP2,991 Millions of yenYear on year against the same period last year-7.6%
- Variable insurance application ANP (fourth quarter of the fiscal year ending September 2026)206 Millions of yen
- LINE friends1,300,000 people
- folder app downloads240,000 projects
Unit price and quantity metricsThese figures show sales broken down by price and volume.
Customers acquired through marketingNumerical chart available
Customer acquisition cost (CPA)Downward trend throughout the year
Segment results
Net Sales
Insurance agency business (life insurance)
4,035 Millions of yen-10.6%
Insurance agency business (non-life insurance)
757 Millions of yen+29.3%
ASP business
295 Millions of yen-3.7%
Media Business
212 Millions of yen-78.0%
Media Rep Business
1,100 Millions of yen+109.1%
Reinsurance Business
1,054 Millions of yen+2.9%
Operating profit (loss)
Insurance Agency Business
-113 Millions of yen
ASP business
106 Millions of yen-13.7%
Media Business
17 Millions of yen-91.0%
Media Rep Business
-93 Millions of yen
Reinsurance Business
-40 Millions of yen
Number of employees
Number of Employees315 People
As ofAs of 30 September 2026, excluding directors, advisors and others
Annual Dividend
No dividend for the fiscal year ending September 2026| Item | Details |
|---|---|
| Document type | Financial results presentation |
| Fiscal Period Covered | Fiscal year ending September 2026 |
| Net Sales | 6,667 Millions of yen (YoY -3.7%) |
| Operating profit | -102 Millions of yen |
| Ordinary income | -195 Millions of yen |
| Net income | -960 Millions of yen |
| Gross Profit Margin | 76.8 |
| Operating profit margin | -1.5 |
| Full-year earnings forecast | Fiscal year ending September 2027 Undecided |
| Segment results | Net Sales Insurance agency business (life insurance) 4,035 Millions of yen (YoY -10.6%) / Insurance agency business (non-life insurance) 757 Millions of yen (YoY +29.3%) / ASP business 295 Millions of yen (YoY -3.7%) / Media Business 212 Millions of yen (YoY -78.0%) / Media Rep Business 1,100 Millions of yen (YoY +109.1%) / Reinsurance Business 1,054 Millions of yen (YoY +2.9%) / Operating profit (loss) Insurance Agency Business -113 Millions of yen / ASP business 106 Millions of yen (YoY -13.7%) / Media Business 17 Millions of yen (YoY -91.0%) / Media Rep Business -93 Millions of yen / Reinsurance Business -40 Millions of yen |
| Key KPIs | Indicator name Total application ANP by channel / Value 4,224 Millions of yen / Year on year against the same period last year -1.4 Millions of yen, Indicator name Collaboration application ANP / Value 1,061 Millions of yen / Year on year against the same period last year 52.7 Millions of yen, Indicator name Non-face-to-face sales application ANP / Value 172 Millions of yen / Year on year against the same period last year -51.4 Millions of yen, Indicator name Face-to-face sales application ANP / Value 2,991 Millions of yen / Year on year against the same period last year -7.6 Millions of yen, Indicator name Variable insurance application ANP (fourth quarter of the fiscal year ending September 2026) / Value 206 Millions of yen / Year on year against the same period last year Not disclosed, Indicator name LINE friends / Value 1,300,000 people / Year on year against the same period last year Not disclosed, Indicator name folder app downloads / Value 240,000 projects / Year on year against the same period last year Not disclosed |
| Unit price and quantity metrics | Customers acquired through marketing Numerical chart available / Customer acquisition cost (CPA) Downward trend throughout the year |
| Number of employees | Number of Employees 315 People / As of As of 30 September 2026, excluding directors, advisors and others / Hiring plan Not disclosed |
| Annual Dividend | No dividend for the fiscal year ending September 2026 |
| New initiatives | Expansion of social media video marketing, Handling inquiries using generative AI and conducting interviews at the start of meetings using an AI avatar, Offering 『アバトレ』, an avatar-based AI role-play support service, to the insurance industry, Making younger employees effective contributors, Expanding variable insurance sales |
Items this document does not state (16)
Selling, general and administrative expensesResults for the three months of the current quarterProgress against full-year forecastSelf-assessment against the planBreakdown of Factors Affecting the ChangeNumber of stores and locationsAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The decline in revenue was attributable to lower orders in the media business and sluggish growth in the number of appointments secured in the insurance agency business, which affected the number of new meetings. Losses improved due to a decrease in selling, general and administrative expenses and other factors. In addition, the ¥578 million in special investigation expenses and costs associated with corrections to prior-year figures was recorded as an extraordinary loss, significantly worsening net income and negative equity.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.