Worth reading
22Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
5371
¥ million (ordinary profit for the current interim accounting period)Wording
Definitive
How definitive the wording is.Contents of this document
Supplementary materials to the earnings summaryFiscal year ending March 2027, second quarter (interim)1 item taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Ordinary income5,371 Millions of yen+123.7%
Net income3,979 Millions of yen+157.9%
What the company explained in this material
Key KPIsA metric the company considers important as a management benchmark.
- In-force policies and annualized premiums, total416,681 Millions of yenYear on year against the same period last year108.1% of the previous fiscal year-end
- New policies: total annualized premiums42,803 Millions of yenYear on year against the same period last year90.6%
- In-force policy amount, subtotal: number of policies679 thousand transactionsYear on year against the same period last year105.2% of the previous fiscal year-end
- In-force policy amount, subtotal: amount¥48,808 100 millionYear on year against the same period last year104.2% of the previous fiscal year-end
- Lapse rate, subtotal2.44 %Year on year against the same period last year1.79% in the same period of the previous year
- Underlying profit2,113 Millions of yenYear on year against the same period last year88.7%
- Capital gains and losses4,679 Millions of yenYear on year against the same period last year188.0%
| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings summary |
| Fiscal Period Covered | Fiscal year ending March 2027, second quarter (interim) |
| Ordinary income | 5,371 Millions of yen (YoY +123.7%) |
| Net income | 3,979 Millions of yen (YoY +157.9%) |
| Key KPIs | Indicator name In-force policies and annualized premiums, total / Value 416,681 Millions of yen / Year on year against the same period last year 108.1% of the previous fiscal year-end, Indicator name New policies: total annualized premiums / Value 42,803 Millions of yen / Year on year against the same period last year 90.6%, Indicator name In-force policy amount, subtotal: number of policies / Value 679 thousand transactions / Year on year against the same period last year 105.2% of the previous fiscal year-end, Indicator name In-force policy amount, subtotal: amount / Value ¥48,808 100 million / Year on year against the same period last year 104.2% of the previous fiscal year-end, Indicator name Lapse rate, subtotal / Value 2.44 % / Year on year against the same period last year 1.79% in the same period of the previous year, Indicator name Underlying profit / Value 2,113 Millions of yen / Year on year against the same period last year 88.7%, Indicator name Capital gains and losses / Value 4,679 Millions of yen / Year on year against the same period last year 188.0% |
Items this document does not state (26)
Net SalesOperating profitGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsBreakdown of Factors Affecting the ChangeUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&ANew initiatives
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The document does not provide a narrative explanation of the reasons for changes in performance. The figures show increases in reinsurance income, as well as decreases in extraordinary losses, while also recording declines in gains on money trusts, increases in surrender benefits and higher operating expenses. However, the Company does not explicitly identify these as reasons for the changes.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.