Worth reading
43Recurring
Scored from 4 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
78518
Millions of yenWording
Definitive
How definitive the wording is.Contents of this document
Supplementary materials to the earnings summaryFiscal year ending March 2027, second quarter (interim)2 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales654,097 Millions of yen
Ordinary income78,518 Millions of yen
Net income48,192 Millions of yen
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
- Premium and other incomeCurrent interim accounting period420,467Same period of the previous year423,144
- Investment incomeCurrent interim accounting period214,682Same period of the previous year154,883
- Investment ExpensesCurrent interim accounting period115,483Same period of the previous year63,272
- Project costCurrent interim accounting period74,486Same period of the previous year69,674
Key KPIsA metric the company considers important as a management benchmark.
- Individual insurance policies in force2,024 thousand transactions
- Individual insurance and individual annuity insurance in force¥475,537 100 millionYear on year against the same period last year100.5% (vs. previous fiscal year-end)
- Number of new individual insurance and individual annuity insurance policies95 thousand transactionsYear on year against the same period last year95.3%
- Amount of new individual insurance and individual annuity insurance¥27,804 100 millionYear on year against the same period last year100.5%
- Lapse and surrender rate (total)3.6 %
- General account investment income and expenses balance97,655 Millions of yen
| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings summary |
| Fiscal Period Covered | Fiscal year ending March 2027, second quarter (interim) |
| Net Sales | 654,097 Millions of yen |
| Ordinary income | 78,518 Millions of yen |
| Net income | 48,192 Millions of yen |
| Breakdown of Factors Affecting the Change | Factors Premium and other income / Current interim accounting period 420,467 Millions of yen / Same period of the previous year 423,144 Millions of yen, Factors Investment income / Current interim accounting period 214,682 Millions of yen / Same period of the previous year 154,883 Millions of yen, Factors Investment Expenses / Current interim accounting period 115,483 Millions of yen / Same period of the previous year 63,272 Millions of yen, Factors Project cost / Current interim accounting period 74,486 Millions of yen / Same period of the previous year 69,674 Millions of yen |
| Key KPIs | Indicator name Individual insurance policies in force / Value 2,024 thousand transactions / Year on year against the same period last year Not disclosed, Indicator name Individual insurance and individual annuity insurance in force / Value ¥475,537 100 million / Year on year against the same period last year 100.5% (vs. previous fiscal year-end), Indicator name Number of new individual insurance and individual annuity insurance policies / Value 95 thousand transactions / Year on year against the same period last year 95.3%, Indicator name Amount of new individual insurance and individual annuity insurance / Value ¥27,804 100 million / Year on year against the same period last year 100.5%, Indicator name Lapse and surrender rate (total) / Value 3.6 % / Year on year against the same period last year Not disclosed, Indicator name General account investment income and expenses balance / Value 97,655 Millions of yen / Year on year against the same period last year Not disclosed |
Items this document does not state (24)
Operating profitGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&ANew initiatives
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Investment income increased from ¥154,883 million to ¥214,682 million, while investment expenses also increased from ¥63,272 million to ¥115,483 million. The materials do not explicitly explain these changes as reasons for the fluctuation in results.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.