Worth reading
48Recurring
Scored from 4 of 6 sectionsDirection
Deterioration
Direction inferred from the company’s description.Scale
36.3
Year-on-year decrease rate in annualized premiums from new policies (%)Wording
Definitive
How definitive the wording is.Contents of this document
Supplementary materials to the earnings summaryFiscal year ending March 2027, second quarter (interim)2 items taken from the company’s own explanation
What the company explained in this material
New initiatives
Applied the revised Practical Guidance on Accounting for Financial Instruments from the beginning of the current interim accounting periodKey KPIsA metric the company considers important as a management benchmark.
- In-force policies and annualized premiums (total)522,771 Millions of yenYear on year against the same period last year95.6% of the previous fiscal year-end
- New policies and annualized premiums (total)16,484 Millions of yenYear on year against the same period last year63.7%
- In-force policy amount, individual insurance subtotal¥90,160 100 millionYear on year against the same period last year94.8% of the previous fiscal year-end
- New business amount, individual insurance subtotal¥1,852 100 millionYear on year against the same period last year48.4%
- Lapse rate, individual insurance5.1 %Same period of the previous year4.86%
| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings summary |
| Fiscal Period Covered | Fiscal year ending March 2027, second quarter (interim) |
| Key KPIs | Indicator name In-force policies and annualized premiums (total) / Value 522,771 Millions of yen / Year on year against the same period last year 95.6% of the previous fiscal year-end, Indicator name New policies and annualized premiums (total) / Value 16,484 Millions of yen / Year on year against the same period last year 63.7%, Indicator name In-force policy amount, individual insurance subtotal / Value ¥90,160 100 million / Year on year against the same period last year 94.8% of the previous fiscal year-end, Indicator name New business amount, individual insurance subtotal / Value ¥1,852 100 million / Year on year against the same period last year 48.4%, Indicator name Lapse rate, individual insurance / Value 5.1 % / Same period of the previous year 4.86% |
| New initiatives | Applied the revised Practical Guidance on Accounting for Financial Instruments from the beginning of the current interim accounting period |
Items this document does not state (27)
Net SalesOperating profitOrdinary incomeNet incomeGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsBreakdown of Factors Affecting the ChangeUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The document contains no specific explanation of the reasons for changes in performance or policy trends.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.