Notice of Financial Results for the Second Quarter of the Fiscal Year Ending March 2027 | T&D Holdings, Inc. (8795) timely disclosure

Worth reading

54Recurring

Scored from 5 of 6 sections

Direction

Mixed performance

Direction inferred from the company’s description.

Scale

30.3

Year-on-year change in group adjusted profit (%)

Wording

Definitive

How definitive the wording is.

Contents of this document

Earnings presentation materialsSecond quarter of the fiscal year ending March 20275 items taken from the company’s own explanation

Financial Results Figures (The key points of this material are explained below)

Ordinary income¥1,367 100 million+24.5%

Net income¥764 100 million+13.5%

Full-year earnings forecast

Ordinary income

Consolidated¥30,000 100 million

Taiyo Life¥10,300 100 million

Daido Life¥11,700 100 million

TDF Life¥8,900 100 million

Ordinary income

Consolidated¥2,350 100 million

Taiyo Life¥940 100 million

Daido Life¥1,360 100 million

TDF Life¥110 100 million

Net income for the current fiscal year

Consolidated¥1,350 100 million

Taiyo Life¥540 100 million

Daido Life¥790 100 million

TDF Life¥80 100 million

Group adjusted profit

¥1,720 100 million

What the company explained in this material

Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.

Higher interest and dividend income and other income, gains on sales of securities, and other factors
Higher losses on sales of securities and other factors
Lower sales volumes through the bank-sales channel and other factors
Inclusion of earnings from European life insurance affiliates and other factors

The company identifies the factors but does not state the amount attributable to each one.

Key KPIsA metric the company considers important as a management benchmark.

Group adjusted profit¥914 100 million
Year on year against the same period last year+30.3%
Annualized premiums from new business¥999 100 million
Year on year against the same period last year-12.6%
Annualized premiums from in-force policies¥17,606 100 million
Year on year against the same period last year+0.5%
Underlying profit¥1,301 100 million
Year on year against the same period last year+25.4%
Group embedded value¥43,997 100 million
Year on year against the same period last year3.8% vs. previous fiscal year-end
Value of new business¥837 100 million
Year on year against the same period last year-14.6%
ESR227 %
Year on year against the same period last year+5 pts vs. previous fiscal year-end
Number of in-force policies (P&F)23.4 ten thousand items
Year on year against the same period last yearvs. previous fiscal year-end

Segment results

Domestic Life Insurance Business

Premium and other income

3-company total

¥12,412 100 million-7.8%

Taiyo Life

¥3,977 100 million-27.6%

Daido Life

¥4,204 100 million-0.6%

TDF Life

¥4,230 100 million+13.1%

Underlying profit

3-company total

¥1,301 100 million+25.4%

Taiyo Life

¥483 100 million+23.5%

Daido Life

¥796 100 million+28.0%

TDF Life

¥21 100 million-11.3%

Closed-Book Business

Adjusted profit

¥105 100 million

Year on year against the same period last yearDown ¥600 million year on year

Asset Management Business

Operating revenue (underlying basis)

1,727 Millions of yen+3.6%

Ordinary income

88 Millions of yen+78.7%

Interim net income

74 Millions of yen+121.7%

Pet insurance business

Ordinary income

6,777 Millions of yen+9.3%

Ordinary income

500 Millions of yen+107.4%

Interim net income

364 Millions of yen+108.2%

Annual Dividend

Annual dividend per share164 Yen

Interim Dividend82 Yen

Year-end dividend82 Yen

Acquisition of treasury shares

¥300 100 million

StatusImplemented the plan announced in June 2026

Contents of this document
Item	Details
Document type	Earnings presentation materials
Fiscal Period Covered	Second quarter of the fiscal year ending March 2027
Ordinary income	¥1,367 100 million (YoY +24.5%)
Net income	¥764 100 million (YoY +13.5%)
Full-year earnings forecast	Ordinary income Consolidated ¥30,000 100 million / Taiyo Life ¥10,300 100 million / Daido Life ¥11,700 100 million / TDF Life ¥8,900 100 million / Ordinary income Consolidated ¥2,350 100 million / Taiyo Life ¥940 100 million / Daido Life ¥1,360 100 million / TDF Life ¥110 100 million / Net income for the current fiscal year Consolidated ¥1,350 100 million / Taiyo Life ¥540 100 million / Daido Life ¥790 100 million / TDF Life ¥80 100 million / Group adjusted profit ¥1,720 100 million
Segment results	Domestic Life Insurance Business Premium and other income 3-company total ¥12,412 100 million (YoY -7.8%) / Taiyo Life ¥3,977 100 million (YoY -27.6%) / Daido Life ¥4,204 100 million (YoY -0.6%) / TDF Life ¥4,230 100 million (YoY +13.1%) / Underlying profit 3-company total ¥1,301 100 million (YoY +25.4%) / Taiyo Life ¥483 100 million (YoY +23.5%) / Daido Life ¥796 100 million (YoY +28.0%) / TDF Life ¥21 100 million (YoY -11.3%) / Closed-Book Business Adjusted profit ¥105 100 million / Year on year against the same period last year Down ¥600 million year on year / Asset Management Business Operating revenue (underlying basis) 1,727 Millions of yen (YoY +3.6%) / Ordinary income 88 Millions of yen (YoY +78.7%) / Interim net income 74 Millions of yen (YoY +121.7%) / Pet insurance business Ordinary income 6,777 Millions of yen (YoY +9.3%) / Ordinary income 500 Millions of yen (YoY +107.4%) / Interim net income 364 Millions of yen (YoY +108.2%)
Breakdown of Factors Affecting the Change	Factors Higher interest and dividend income and other income, gains on sales of securities, and other factors / Amount Not disclosed, Factors Higher losses on sales of securities and other factors / Amount Not disclosed, Factors Lower sales volumes through the bank-sales channel and other factors / Amount Not disclosed, Factors Inclusion of earnings from European life insurance affiliates and other factors / Amount Not disclosed
Key KPIs	Indicator name Group adjusted profit / Value ¥914 100 million / Year on year against the same period last year ¥30.3 100 million, Indicator name Annualized premiums from new business / Value ¥999 100 million / Year on year against the same period last year ¥-12.6 100 million, Indicator name Annualized premiums from in-force policies / Value ¥17,606 100 million / Year on year against the same period last year ¥0.5 100 million, Indicator name Underlying profit / Value ¥1,301 100 million / Year on year against the same period last year ¥25.4 100 million, Indicator name Group embedded value / Value ¥43,997 100 million / Year on year against the same period last year 3.8% vs. previous fiscal year-end, Indicator name Value of new business / Value ¥837 100 million / Year on year against the same period last year ¥-14.6 100 million, Indicator name ESR / Value 227 % / Year on year against the same period last year +5 pts vs. previous fiscal year-end, Indicator name Number of in-force policies (P&F) / Value 23.4 ten thousand items / Year on year against the same period last year vs. previous fiscal year-end
Annual Dividend	Annual dividend per share 164 Yen / Interim Dividend 82 Yen / Year-end dividend 82 Yen
Acquisition of treasury shares	Amount ¥300 100 million / Period Not disclosed / Status Implemented the plan announced in June 2026

Items this document does not state (21)

Net SalesOperating profitGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterProgress against full-year forecastSelf-assessment against the planUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsPayout ratioCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&ANew initiatives

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Higher interest and dividend income and other income at domestic life insurers, the inclusion of earnings from European life insurance affiliates, higher bond yields, and increased interest and dividend income and other income from alternative assets. Meanwhile, the decline in annualized premiums from new policies and premium and other income was due mainly to lower sales volumes through the bank-sales channel.

How to read this page

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