Worth reading
32Immaterial
Scored from 5 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
24.5
% (year-on-year increase in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPNet Sales1,672,994Millions of yenYear on year -2.7%Progress 55.8%
Ordinary income136,769Millions of yenYear on year +24.5%Progress 58.2%
Net income attributable to owners of the parent76,433Millions of yenYear on year +13.5%Progress 56.6%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥159.79
Financial position at period-end
Total assets17,271,255Millions of yen
of which net assets 1,604,245 Millions of yenEquity ratio 9.3%vs. prior year-end 0.0pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net Sales3,000,000 Millions of yen (YoY -13.8%)
Operating profitNot disclosed
Ordinary income235,000 Millions of yen (YoY -8.6%)
Net income135,000 Millions of yen (YoY -2.9%)
Annual Dividend Forecast130 Yen → 164 Yen
Factors Behind Changes in Business Performance
Premium and other income decreased 7.7%, while investment income increased 13.8% and the provision for policy reserves and other items decreased 81.8%. As a result, ordinary revenue decreased 2.7%, but ordinary expenses decreased 4.5% and ordinary profit increased 24.5%.
Disclosure regarding the going concern assumption
No applicable items
Change in accounting policy
基準改正に伴う変更 Yesそれ以外の変更 None見積りの変更 None修正再表示 None
Changes in the scope of consolidationNew 0 companies / Excluded 0 companies / Company name Not applicable
Material subsequent eventsNo applicable items
Impairment loss255 Millions of yen
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets and other assets 749 Millions of yen, Government subsidies 1 Millions of yen / Extraordinary loss Loss on disposal of fixed assets and other assets 1,504 Millions of yen, Impairment Losses 255 Millions of yen, Provision for price fluctuation reserve 9,965 Millions of yen, Subsidy program expenditures 1 Millions of yen
Depreciation and amortization3,234 Millions of yen
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingYes (for institutional investors and analysts)
Issued Shares at Period-End488,000,000
Treasury Shares at Period-End14,395,541
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | 1,672,994 Millions of yen (YoY -2.7%) |
| Ordinary income | 136,769 Millions of yen (YoY +24.5%) |
| Profit attributable to owners of the parent | 76,433 Millions of yen (YoY +13.5%) |
| Net income per share | ¥159.79 |
| Equity ratio | End of the current fiscal period 9.3 / End of previous period 9.3 |
| Total assets | 17,271,255 Millions of yen |
| Net assets | 1,604,245 Millions of yen |
| Full-year earnings forecast | Net Sales 3,000,000 Millions of yen (YoY -13.8%) / Operating profit Not disclosed / Ordinary income 235,000 Millions of yen (YoY -8.6%) / Net income 135,000 Millions of yen (YoY -2.9%) |
| Annual Dividend Forecast | 130 Yen → 164 Yen |
| Depreciation and amortization | 3,234 Millions of yen |
| Impairment loss | 255 Millions of yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets and other assets 749 Millions of yen, Government subsidies 1 Millions of yen / Extraordinary loss Loss on disposal of fixed assets and other assets 1,504 Millions of yen, Impairment Losses 255 Millions of yen, Provision for price fluctuation reserve 9,965 Millions of yen, Subsidy program expenditures 1 Millions of yen |
| Disclosure regarding the going concern assumption | No applicable items |
| Change in accounting policy | Changes due to revisions to standards Yes / Other changes None / Change in accounting estimate None / Restatement None |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name Not applicable |
| Material subsequent events | No applicable items |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (for institutional investors and analysts) |
| Issued Shares at Period-End | 488,000,000 |
| Treasury Shares at Period-End | 14,395,541 |
| Factors Behind Changes in Business Performance | Premium and other income decreased 7.7%, while investment income increased 13.8% and the provision for policy reserves and other items decreased 81.8%. As a result, ordinary revenue decreased 2.7%, but ordinary expenses decreased 4.5% and ordinary profit increased 24.5%. |
Items this document does not state (13)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlog
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue declined because the increase in investment income and other revenue was insufficient to offset the decrease in premium and other income. Meanwhile, ordinary expenses declined, mainly due to a substantial decrease in the provision for policy reserves and other items, resulting in higher ordinary profit.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.