Worth reading
28Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
1996
Millions of yen (year-on-year increase in net income for the quarter)Wording
Definitive
How definitive the wording is.Contents of this document
Supplementary materials to the earnings reportFirst quarter of the fiscal year ending March 20272 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Ordinary income¥3,919 million
Net income¥3,010 million
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
- Underlying profitPrior-year period¥631 millionCurrent quarter¥1,923 million
- Capital gains and lossesPrior-year period¥1,348 millionCurrent quarter¥2,519 million
- Extraordinary income (loss)Prior-year period-¥168 millionCurrent quarter−¥522 million
- Ordinary profitPrior-year period¥1,811 millionCurrent quarter¥3,919 million
Key KPIsA metric the company considers important as a management benchmark.
- Total annualized premiums for policies in force¥403,084 millionYear on year against the same period last year104.6% vs. end of the previous fiscal year
- Total annualized premiums for new policies¥24,393 millionYear on year against the same period last year82.8%
- In-force policies: individual insurance policies500 thousand policiesYear on year against the same period last year101.6% vs. end of the previous fiscal year
- In-force policies: individual annuity insurance policies161 thousand policiesYear on year against the same period last year106.2% vs. end of the previous fiscal year
- Total surrender and lapse rate1.56%Year on year against the same period last year0.68% in the prior-year quarter
- Underlying profit¥1,923 million
| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings report |
| Fiscal Period Covered | First quarter of the fiscal year ending March 2027 |
| Ordinary income | ¥3,919 million |
| Net income | ¥3,010 million |
| Breakdown of Factors Affecting the Change | Factors Underlying profit / Prior-year period ¥631 million / Current quarter ¥1,923 million, Factors Capital gains and losses / Prior-year period ¥1,348 million / Current quarter ¥2,519 million, Factors Extraordinary income (loss) / Prior-year period -¥168 million / Current quarter −¥522 million, Factors Ordinary profit / Prior-year period ¥1,811 million / Current quarter ¥3,919 million |
| Key KPIs | Indicator name Total annualized premiums for policies in force / Value ¥403,084 million / Year on year against the same period last year 104.6% vs. end of the previous fiscal year, Indicator name Total annualized premiums for new policies / Value ¥24,393 million / Year on year against the same period last year 82.8%, Indicator name In-force policies: individual insurance policies / Value 500 thousand policies / Year on year against the same period last year 101.6% vs. end of the previous fiscal year, Indicator name In-force policies: individual annuity insurance policies / Value 161 thousand policies / Year on year against the same period last year 106.2% vs. end of the previous fiscal year, Indicator name Total surrender and lapse rate / Value 1.56% / Year on year against the same period last year 0.68% in the prior-year quarter, Indicator name Underlying profit / Value ¥1,923 million / Year on year against the same period last year Not disclosed |
Items this document does not state (25)
Net SalesOperating profitGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&ANew initiatives
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The company indicated that investment income, including gains on investments in money trusts and investment gains on separate account assets, increased, and that head-office relocation expenses recorded in the prior-year quarter were no longer incurred. It did not explain the reasons for individual performance changes in narrative form.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.