Impact on performance due to increased guarantee fulfillment or inability to transfer risk
First written in FY2016. 9 of 10 entries say "Restated". Latest entry: FY2026.
No other company in this theme has enough history to compare yet.
- FY2026RestatedAnnual report
「In such cases, net sales may decline and the cost ratio may rise, which could adversely affect the performance of our group.」
The statement reconfirms the risk that an increase in guarantee claims or difficulty for transferees to assume the risks could affect performance through lower net sales and a higher cost ratio. - FY2024RestatedAnnual report
「Accordingly, if a significant deterioration in the credit quality of receivables for which our company has requested risk transfers, beyond the level assumed, or guarantee claims occurs, or if the financial institutions and other entities to which the risk is transferred face circumstances that make it difficult for them to assume risks such as defaults, we may be unable to transfer the risks as anticipated.」
The statement reconfirms the possibility that deterioration in credit quality, an increase in guarantee claims, or difficulty for transferees to assume the risks could reduce net sales and increase the cost ratio. - FY2023RestatedAnnual report
「If a significant deterioration in the credit quality of receivables for which our company has requested risk transfers, beyond the level assumed, or guarantee claims occurs, or if the financial institutions and other entities to which the risk is transferred face circumstances that make it difficult for them to assume risks such as defaults, we may be unable to transfer the risks as anticipated.」
The statement reconfirms the possibility that deterioration in credit quality, an increase in guarantee claims, or difficulty for transferees to assume the risks could affect performance. - FY2022RestatedAnnual report
「If a significant deterioration in the credit quality of receivables for which our company has requested risk transfers, beyond the level assumed, or guarantee claims occurs, or if the financial institutions and other entities to which the risk is transferred face circumstances that make it difficult for them to assume risks such as defaults, we may be unable to transfer the risks as anticipated.」
The statement reconfirms the possibility that deterioration in credit quality, an increase in guarantee claims, or difficulty for transferees to assume the risks could affect performance. - FY2021RestatedAnnual report
「If a significant deterioration in the credit quality of receivables for which our company has requested risk transfers, beyond the level assumed, or guarantee claims occurs, or if the financial institutions and other entities to which the risk is transferred face circumstances that make it difficult for them to assume risks such as defaults, we may be unable to transfer the risks as anticipated.」
The statement reconfirms the possibility that deterioration in credit quality, an increase in guarantee claims, or difficulty for transferees to assume the risks could affect performance. - FY2020RestatedAnnual report
「If a significant deterioration in the credit quality of receivables for which our company has requested risk transfers, beyond the level assumed, or guarantee claims occurs, or if the financial institutions and other entities to which the risk is transferred face circumstances that make it difficult for them to assume risks such as defaults, we may be unable to transfer the risks as anticipated.」
The statement reconfirms the possibility that deterioration in credit quality, an increase in guarantee claims, or difficulty for transferees to assume the risks could affect performance. - FY2019RestatedAnnual report
「If a significant deterioration in the credit quality of receivables for which our company has requested risk transfers, beyond the level assumed, or guarantee claims occurs, or if the financial institutions and other entities to which the risk is transferred face circumstances that make it difficult for them to assume risks such as defaults, we may be unable to transfer the risks as anticipated.」
The statement reconfirms the possibility that deterioration in credit quality, an increase in guarantee claims, or difficulty for transferees to assume the risks could affect performance. - FY2018RestatedAnnual report
「Our company transfers risks to financial institutions and other entities to hedge the risk of guarantee claims on receivables for which we have accepted credit risk. Accordingly, if a significant deterioration in the credit quality of receivables for which our company has requested risk transfers, beyond the level assumed, or guarantee claims occurs, or if the financial institutions and other entities to which the risk is transferred face circumstances that make it difficult for them to assume risks such as defaults, we may be unable to transfer the risks as anticipated.」
The statement reconfirms the possibility that deterioration in credit quality, an increase in guarantee claims, or difficulty for transferees to assume the risks could affect performance. - FY2017RestatedAnnual report
「If a significant deterioration in the credit quality of receivables for which our company has requested risk transfers, beyond the level assumed, or guarantee claims occurs, or if the financial institutions and other entities to which the risk is transferred face circumstances that make it difficult for them to assume risks such as defaults, we may be unable to transfer the risks as anticipated.」
The statement reconfirms the possibility that deterioration in credit quality, an increase in guarantee claims, or difficulty for transferees to assume the risks could affect performance. - FY2016First statedAnnual report
「If a significant deterioration in the credit quality of receivables for which our company has requested risk transfers, beyond the level assumed, or guarantee claims occurs, or if the financial institutions and other entities to which the risk is transferred face circumstances that make it difficult for them to assume risks such as defaults, we may be unable to transfer the risks as anticipated.」
The statement says that deterioration in credit quality, guarantee claims, and difficulty for transferees to assume the risks could affect net sales and the cost ratio.