Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Continued expansion of investment in human resources, expansion of sales partners, strengthened sales support, acquisition of new customers and improved contract renewal rates, growth in new contracts, higher guarantee utilization by existing customers, and increased guarantee payments accompanying a rise in the number of corporate bankruptcies, mainly in the first half
No applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Net Sales | ¥11,029 million (YoY +7.9%) |
| Operating profit | ¥5,201 million (YoY +1.9%) |
| Ordinary income | ¥5,302 million (YoY +1.9%) |
| Profit attributable to owners of the parent | ¥3,589 million (YoY +2.8%) |
| Net income per share | ¥77.89 |
| Operating Margin | 47.2% |
| Equity ratio | End of the current fiscal period 68.8% / End of previous period 73.3% |
| Total assets | ¥29,398 million |
| Net assets | ¥22,424 million |
| Cash flows from operating activities | ¥4,013 million |
| Cash flows from investing activities | ¥1,202 million |
| Cash flows from financing activities | ¥-7,717 million |
| Cash and cash equivalents at end of period | ¥8,713 million |
| Full-year earnings forecast | Net Sales ¥11,900 million (YoY +7.9%) / Operating profit ¥5,500 million (YoY +5.7%) / Ordinary income ¥5,600 million (YoY +5.6%) / Net income ¥3,800 million (YoY +5.9%) |
| Annual Dividend Forecast | ¥40 → ¥84（+110.0%） |
| Payout ratio | 51.4% |
| Shareholder Return Policy | A payout ratio of 100% is the target. The company aims to continuously improve DOE. |
| Depreciation and amortization | ¥88,948 thousand |
| Impairment loss | No applicable matters. |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Loss on Disposal of Fixed Assets ¥28,570 thousand |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name None / Excluded Number of companies 0 / Company name None |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Available (for institutional investors and analysts) |
| Issued Shares at Period-End | 45,335,467 shares |
| Treasury Shares at Period-End | 918,800 shares |
| Factors Behind Changes in Business Performance | Continued expansion of investment in human resources, expansion of sales partners, strengthened sales support, acquisition of new customers and improved contract renewal rates, growth in new contracts, higher guarantee utilization by existing customers, and increased guarantee payments accompanying a rise in the number of corporate bankruptcies, mainly in the first half |
Items this document does not state (5)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The company pursued the acquisition of new customers and improved contract renewal rates through continued expansion of investment in human resources, expansion of sales partners, and strengthened sales support. Net sales increased due to growth in new contracts and higher guarantee utilization by existing customers, while gross profit increased as guarantee payments rose in line with an increase in the number of corporate bankruptcies, mainly in the first half.