Risk of Litigation and Liability for Damages in Connection with the Insurance Business

「Companies in the Group engaged in the insurance business are routinely involved in litigation relating to the insurance business. Although the outcomes of current and future litigation cannot be predicted, such outcomes could result in substantial liability for damages for the Group. The Group has established systems to eliminate, to the extent possible, the risk of being subject to litigation through measures including the establishment of Group Compliance Regulations, the creation of the Group Compliance Committee, and monitoring by the committee of the progress made by Group companies in promoting compliance.」