Risk of declining competitiveness due to delays in or inability to respond to digital transformation (DX)
First written in FY2024-Q3. 2 of 4 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2025: 1 of 8 companies on the "Worse" side.
4 other companies' latest entry also says "Restated".
- FY2026RestatedAnnual report
「If the Group's initiatives lag behind those of other companies, or if fundamental innovation occurs in areas such as marketing, product development, and sales following the emergence of innovative new technologies or new market entrants and the Group is unable to respond, its competitiveness in acquiring new policies and supporting existing policies could decline, potentially adversely affecting business performance over the long term.」
The company continues to disclose the risk of declining competitiveness due to delays in DX and its response policy involving digital communications, sales support, and the use of data and AI. - 2026-05-16MitigatedGeneral Meetings of Shareholders
「After clarifying our cybersecurity strategy, we are strengthening resilience, governance, risk management and compliance, while implementing education programs to raise security awareness among all employees.」
In response to digital transformation and cyberattacks, the company described strengthening its systems through strategy, education, monitoring, exercises and third-party assessments. - FY2024RestatedAnnual report
「Based on this understanding, the Group has positioned DX as a key strategy and is promoting initiatives including “frequent two-way digital communications with customers,” “digital support for sales channels centered on lifetime design advisors,” and “development of new products and services using data and AI.”」
The company continued to disclose the risk of declining competitiveness due to delays in DX and the measures to address it through digital communications, sales support, and the use of data and AI. - FY2024-Q3First statedAnnual report
「If the Group's initiatives lag behind those of other companies, or if fundamental innovation occurs in areas such as marketing, product development, and sales following the emergence of innovative new technologies or new market entrants and the Group is unable to respond, its competitiveness in acquiring new policies and supporting existing policies could decline, potentially adversely affecting business performance over the long term.」
While promoting DX as a key strategy, the risk of declining competitiveness in acquiring new policies and supporting existing policies due to falling behind other companies or being unable to respond to new technologies and new market entrants was disclosed as a standalone item for the first time.