Worth reading
21Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
717
¥ million (increase in ordinary loss)Wording
Definitive
How definitive the wording is.Contents of this document
Supplementary materials to the earnings reportFiscal year ended March 2026 (fiscal 2025)4 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥162,921 million ordinary income
Ordinary income¥-9,034 million+108.6%
Net income¥-6,666 millions net income
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
not disclosed (breakdown of profit and loss items is provided)
Key KPIsA metric the company considers important as a management benchmark.
- Annualized premiums on in-force policies, total¥104,921 millionYear on year against the same period last year+104.9%
- Annualized premiums on new policies, total¥15,292 millionYear on year against the same period last year+116.6%
- In-force individual insurance policies, number of policies1,248 thousand casesYear on year against the same period last year+118.2%
- In-force individual insurance policies, amount20,687 Hundred millions of yenYear on year against the same period last year+104.0%
- Total assets¥360,306 millionYear on year against the same period last year+103.1%
Segment results
not disclosed (standalone results for 第一ネオ生命保険 only)Annual Dividend
Not applicable (only non-participating individual insurance products are offered)| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings report |
| Fiscal Period Covered | Fiscal year ended March 2026 (fiscal 2025) |
| Net Sales | ¥162,921 million (ordinary income) |
| Ordinary income | ¥-9,034 million (YoY +108.6%) |
| Net income | ¥-6,666 millions (net income) |
| Segment results | not disclosed (standalone results for 第一ネオ生命保険 only) |
| Breakdown of Factors Affecting the Change | not disclosed (breakdown of profit and loss items is provided) |
| Key KPIs | Indicator name Annualized premiums on in-force policies, total / Value ¥104,921 million / Year on year against the same period last year ¥104.9 million, Indicator name Annualized premiums on new policies, total / Value ¥15,292 million / Year on year against the same period last year ¥116.6 million, Indicator name In-force individual insurance policies, number of policies / Value 1,248 thousand cases / Year on year against the same period last year 118.2 thousand cases, Indicator name In-force individual insurance policies, amount / Value 20,687 Hundred millions of yen / Year on year against the same period last year 104 Hundred millions of yen, Indicator name Total assets / Value ¥360,306 million / Year on year against the same period last year ¥103.1 million |
| Annual Dividend | Not applicable (only non-participating individual insurance products are offered) |
Items this document does not state (22)
Operating profitGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&ANew initiatives
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.No narrative summary of the reasons for changes in performance is provided. On the income statement, the provision for policy reserves increased from ¥14,581 million to ¥24,684 million, while operating expenses increased from ¥36,259 million to ¥41,063 million.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.