Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedIFRSThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
The life insurance business posted lower profit due to deterioration in gains and losses caused by market fluctuations related to minimum guarantees on variable insurance and other factors, despite a decrease in losses on sales of securities accompanying bond sales for ALM purposes. The non-life insurance business posted higher profit due to improved expense efficiency and the effect of higher revenue, despite an increase in incurred claims resulting from higher average claim payments and other factors. The banking business posted higher profit following the recognition of a gain on the transfer of an equity-method investment, despite higher operating expenses.
Not applicable.
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Net Sales | ¥545,256 million (YoY +10.2%) |
| Operating profit | ¥32,534 million (YoY +22.8%) |
| Ordinary income | ¥41,694 million (YoY +64.1%) |
| Profit attributable to owners of the parent | ¥28,633 million (YoY +65.8%) |
| Net income per share | ¥4.27 |
| Equity ratio | End of the current fiscal period 3.9% / End of previous period 4.4% |
| Total assets | ¥21,618,231 million |
| Net assets | ¥843,300 million |
| Cash and cash equivalents at end of period | ¥565,790 million |
| Full-year earnings forecast | Net Sales ¥1,090,000 million (YoY +7.1%) / Operating profit ¥20,000 million / Ordinary income ¥28,000 million / Net income ¥17,000 million |
| Revision to Earnings Forecast | Not disclosed → Net Sales ¥1,090,000 million / Operating profit ¥20,000 million / Ordinary income ¥28,000 million / Net income ¥17,000 million |
| Annual Dividend Forecast | ¥3.80 → ¥8.00 |
| Segment revenue | Life insurance business ¥365,925 million / Non-life insurance business ¥100,463 million / Banking Business ¥69,871 million |
| Segment profit | Life insurance business ¥9,835 million (YoY -13.8%) / Non-life insurance business ¥8,480 million (YoY +34.8%) / Banking Business ¥23,811 million (YoY +170.0%) |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement Not disclosed |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name Not applicable |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (for investors and analysts) |
| Issued Shares at Period-End | 6,770,358,214 shares |
| Treasury Shares at Period-End | 61,866,719 shares |
| Factors Behind Changes in Business Performance | The life insurance business posted lower profit due to deterioration in gains and losses caused by market fluctuations related to minimum guarantees on variable insurance and other factors, despite a decrease in losses on sales of securities accompanying bond sales for ALM purposes. The non-life insurance business posted higher profit due to improved expense efficiency and the effect of higher revenue, despite an increase in incurred claims resulting from higher average claim payments and other factors. The banking business posted higher profit following the recognition of a gain on the transfer of an equity-method investment, despite higher operating expenses. |
Items this document does not state (12)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The life insurance business posted lower profit due to deterioration in gains and losses caused by market fluctuations related to minimum guarantees on variable insurance and other factors. Meanwhile, the non-life insurance business posted higher profit due to improved expense efficiency and the effect of higher revenue, while the banking business posted higher profit following the recognition of a gain on the transfer of an equity-method investment.