Worth reading
37Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
33.4
% (year-on-year change in profit for the quarter attributable to owners of the parent)Wording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedIFRSNet Sales1,686,187¥ millionYear on year +14.1%
Ordinary income440,926¥ millionYear on year +33.4%
Net income attributable to owners of the parent328,618¥ millionYear on year +33.4%Progress 77.3%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥226.84
Financial position at period-end
Total assets30,124,805¥ million
of which net assets 6,730,490 ¥ millionEquity ratio 22.1%vs. prior year-end +0.4pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Cash and cash equivalents at end of period¥2,136,035 million
Segment revenue
Domestic non-life insurance business (三井住友海上)485,12530.0%
Domestic non-life insurance business (あいおいニッセイ同和損保)350,00921.6%
Domestic non-life insurance business (三井ダイレクト損保)11,3180.7%
International business (overseas subsidiaries and affiliates)679,13842.0%
Domestic life insurance business (三井住友海上あいおい生命)63,9874.0%
Domestic life insurance business (三井住友海上プライマリー生命)25,5021.6%
Other2,3180.1%
Segment profit
Domestic non-life insurance business (三井住友海上)187,54447.4%
Domestic non-life insurance business (あいおいニッセイ同和損保)87,71422.2%
Domestic non-life insurance business (三井ダイレクト損保)6380.2%
International business (overseas subsidiaries and affiliates)96,49324.4%
Domestic life insurance business (三井住友海上あいおい生命)14,3393.6%
Domestic life insurance business (三井住友海上プライマリー生命)1,6910.4%
Other7,3251.9%
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary incomeNot disclosed
Net income¥425,000 million (YoY -16.8%)
Revision to Earnings ForecastNo revision
Annual Dividend Forecast¥160 → ¥170
Factors Behind Changes in Business Performance
Insurance service result increased by ¥45.7 billion year on year, while financial result increased by ¥70.5 billion. Financial result comprised an investment result of ¥474.7 billion and an insurance finance result of negative ¥229.0 billion.
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 Not disclosed
Changes in the scope of consolidationNew Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed
Depreciation and amortization¥27,130 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingYes (for analysts and institutional investors)
Issued Shares at Period-End1,492,551,732 Shares
Treasury Shares at Period-End51,193,740 Shares
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥1,686,187 million (YoY +14.1%) |
| Ordinary income | ¥440,926 million (YoY +33.4%) |
| Profit attributable to owners of the parent | ¥328,618 million (YoY +33.4%) |
| Net income per share | ¥226.84 |
| Equity ratio | End of the current fiscal period 22.1 / End of previous period 21.7 |
| Total assets | ¥30,124,805 million |
| Net assets | ¥6,730,490 million |
| Cash and cash equivalents at end of period | ¥2,136,035 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income Not disclosed / Net income ¥425,000 million (YoY -16.8%) |
| Revision to Earnings Forecast | No revision |
| Annual Dividend Forecast | ¥160 → ¥170 |
| Segment revenue | Segment Domestic non-life insurance business (三井住友海上) / Net Sales ¥485,125 million / Year on year against the same period last year Not disclosed, Segment Domestic non-life insurance business (あいおいニッセイ同和損保) / Net Sales ¥350,009 million / Year on year against the same period last year Not disclosed, Segment Domestic non-life insurance business (三井ダイレクト損保) / Net Sales ¥11,318 million / Year on year against the same period last year Not disclosed, Segment International business (overseas subsidiaries and affiliates) / Net Sales ¥679,138 million / Year on year against the same period last year Not disclosed, Segment Domestic life insurance business (三井住友海上あいおい生命) / Net Sales ¥63,987 million / Year on year against the same period last year Not disclosed, Segment Domestic life insurance business (三井住友海上プライマリー生命) / Net Sales ¥25,502 million / Year on year against the same period last year Not disclosed, Segment Other / Net Sales ¥2,318 million / Year on year against the same period last year Not disclosed |
| Segment profit | Segment Domestic non-life insurance business (三井住友海上) / Segment profit ¥187,544 million / Year on year against the same period last year Not disclosed, Segment Domestic non-life insurance business (あいおいニッセイ同和損保) / Segment profit ¥87,714 million / Year on year against the same period last year Not disclosed, Segment Domestic non-life insurance business (三井ダイレクト損保) / Segment profit ¥638 million / Year on year against the same period last year Not disclosed, Segment International business (overseas subsidiaries and affiliates) / Segment profit ¥96,493 million / Year on year against the same period last year Not disclosed, Segment Domestic life insurance business (三井住友海上あいおい生命) / Segment profit ¥14,339 million / Year on year against the same period last year Not disclosed, Segment Domestic life insurance business (三井住友海上プライマリー生命) / Segment profit ¥1,691 million / Year on year against the same period last year Not disclosed, Segment Other / Segment profit ¥7,325 million / Year on year against the same period last year Not disclosed |
| Depreciation and amortization | ¥27,130 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement Not disclosed |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (for analysts and institutional investors) |
| Issued Shares at Period-End | 1,492,551,732 Shares |
| Treasury Shares at Period-End | 51,193,740 Shares |
| Factors Behind Changes in Business Performance | Insurance service result increased by ¥45.7 billion year on year, while financial result increased by ¥70.5 billion. Financial result comprised an investment result of ¥474.7 billion and an insurance finance result of negative ¥229.0 billion. |
Items this document does not state (12)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogImpairment lossBreakdown of extraordinary income (loss)Material subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Insurance service result increased by ¥45.7 billion year on year, while financial result increased by ¥70.5 billion. The increase in financial result reflected an investment result of ¥474.7 billion and an insurance finance result of negative ¥229.0 billion.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.