Unsuccessful Rollout of New Products and Services and Intensifying Competition
First written in FY2016. 3 of 6 entries say "Restated". Latest entry: FY2026.
FIDEA Holdings moved to the "Worse" side of this theme in 2021, 3 years before the typical company in this theme (2024).
The whole theme swung hardest in 2025: 11 of 21 companies on the "Worse" side.
17 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「The competitive environment in the financial industry is changing significantly due to the growing upward bias in domestic policy rates, the consolidation of regional financial institutions and entry into the financial sector by companies from other industries.」
Competitive risk is described in terms of major changes in the competitive environment driven by higher policy rates, consolidation among regional financial institutions and entry by companies from other industries. - FY2022-Q1WorsenedAnnual report
「Declining interest income due to prolonged low interest rates and further intensification of competition as companies from other industries enter the financial sector through technological innovation such as FinTech」
Regarding competitive risks associated with new services and entry by companies from other industries, the disclosure states that competition is intensifying further as such companies enter the financial sector through FinTech and other technologies. - FY2019RestatedAnnual report
「The group is actively pursuing initiatives in new business areas, including by expanding the scope of its business in response to deregulation, to improve customer satisfaction and diversify its revenue sources, and is also actively working to provide new products and services. However, failure to expand the scope of business as expected, unsuccessful sales strategies and an increasingly competitive environment could adversely affect the group's performance and financial condition.」
The risks of unsuccessful expansion into new businesses and rollout of new products and services, as well as intensifying competition, are reiterated. - FY2018RestatedAnnual report
「Failure to expand the scope of business as expected, unsuccessful sales strategies and an increasingly competitive environment could adversely affect the group's performance and financial condition.」
The risks of unsuccessful expansion into new businesses and rollout of new products and services, as well as intensifying competition, are reiterated. - FY2017RestatedAnnual report
「Failure to expand the scope of business as expected, unsuccessful sales strategies and an increasingly competitive environment could adversely affect the group's performance and financial condition.」
The risks of unsuccessful expansion into new businesses and rollout of new products and services, as well as intensifying competition, are reiterated. - FY2016First statedAnnual report
「Failure to expand the scope of business as expected, unsuccessful sales strategies and an increasingly competitive environment could adversely affect the group's performance and financial condition.」
The disclosure indicates execution and competitive risks associated with actively expanding into new businesses and offering new products and services.