Revised forecast
Fiscal year ending March 2027 · Second quarter (cumulative)Previous forecast published 15 May 2026The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
The forecast is expected to exceed the plan because ordinary revenue is expected to increase by more than 10% year on year due to higher interest income on loans, together with higher fund-related income from interest and dividends on securities and other sources, higher net fees and commissions, and lower credit-related expenses due to a decline in the provision for loan losses as the credit condition of existing customers improved.
A decline in the provision for loan losses (credit-related expenses) was mentioned. The amount is Not disclosed. Recognition of extraordinary losses is Not disclosed.
| Item | Details |
|---|---|
| Net Sales | Not disclosed → ¥30,500 million |
| Ordinary income | ¥1,300 million → ¥4,200 million（+223.0%） |
| Profit attributable to owners of the parent | ¥1,300 million → ¥2,900 million（+123.0%） |
| Net income per share | 71.98 yen and sen → 161.11 yen and sen |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Second quarter (cumulative) |
| Publication date of previous forecast | 15 May 2026 |
| Previous-period results | Ordinary revenue: ¥26,493 million; ordinary income: ¥1,965 million; interim net income attributable to owners of the parent: ¥1,910 million; interim net income per share: ¥105.94 |
| Reason for the revision | The forecast is expected to exceed the plan because ordinary revenue is expected to increase by more than 10% year on year due to higher interest income on loans, together with higher fund-related income from interest and dividends on securities and other sources, higher net fees and commissions, and lower credit-related expenses due to a decline in the provision for loan losses as the credit condition of existing customers improved. |
| Details and amount of extraordinary loss | A decline in the provision for loan losses (credit-related expenses) was mentioned. The amount is Not disclosed. Recognition of extraordinary losses is Not disclosed. |
| Consolidated / non-consolidated | Consolidated |
Items this document does not state (2)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.This is because ordinary revenue is now expected to increase by more than 10% year on year due to higher interest income on loans. On the earnings side, the factors cited include higher fund-related income, such as interest and dividends on securities, resulting from efforts to improve the securities portfolio, higher net fees and commissions, and lower credit-related expenses due to a decline in the provision for loan losses as the credit condition of existing customers improved.