Worth reading
42Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Neutral
Direction inferred from the company’s description.Scale
—
Displayed only when the document provides numerical figures.Wording
Conditional
How definitive the wording is.Decision and Details
The Group (with approval from the Financial Services Agency)Change in the method used to measure credit risk
Decision26 March 2026
ImplementationScheduled to apply from the calculation of the capital adequacy ratio as of the end of March 2026
Going forwardThe capital adequacy ratio is scheduled to be disclosed around mid-May 2026
Reason
To strengthen its financial intermediation function by building a sounder credit portfolio through appropriate risk-taking based on the Foundation Internal Ratings-Based Approach, thereby contributing to the sustainable development of the regional economy
| Item | Details |
|---|---|
| Matter Covered | Change in the method used to measure credit risk |
| Decision-Making Body | The Group (with approval from the Financial Services Agency) |
| Decision Date | 26 March 2026 |
| Implementation Date | Scheduled to apply from the calculation of the capital adequacy ratio as of the end of March 2026 |
| Reason | To strengthen its financial intermediation function by building a sounder credit portfolio through appropriate risk-taking based on the Foundation Internal Ratings-Based Approach, thereby contributing to the sustainable development of the regional economy |
| Future plans | The capital adequacy ratio is scheduled to be disclosed around mid-May 2026 |
Items this document does not state (6)
Period CoveredAmountQuantity / scaleImpact on Business PerformanceGoverning RuleRelated previous disclosures
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To strengthen its financial intermediation function by building a sounder credit portfolio through appropriate risk-taking based on the Foundation Internal Ratings-Based Approach, thereby contributing to the sustainable development of the regional economy.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.