Worth reading
75Important
Scored from 3 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
5129
¥100 millionWording
Conditional
How definitive the wording is.Results for this period
Full year1 April 2025–31 March 2026ConsolidatedIFRSNet Sales5,372,921¥ millionYear on year +6.1%
Ordinary income843,226¥ millionYear on year +155.3%
Net income attributable to owners of the parent640,086¥ millionYear on year +163.3%Progress 130.6%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥701.03
Financial position at period-end
Total assets18,603,704¥ million
of which net assets 5,291,009 ¥ millionEquity ratio 27.8%vs. prior year-end +1.3pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Cash inflows and outflows
Operating+706,419
Investment-232,914
Financials-412,697
Net change+60,808
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Cash and cash equivalents at end of period¥1,134,996 million
Segment revenueDomestic Non-Life Insurance Business ¥2,685,496 million, International Insurance Business ¥2,428,717 million, Domestic Life Insurance Business ¥258,707 million, Nursing Care Business ¥186,207 million
Segment profitDomestic Non-Life Insurance Business ¥268,112 million, International Insurance Business ¥294,489 million, Domestic Life Insurance Business ¥68,605 million, Nursing Care Business ¥7,951 million
Regional sales¥3,139,014 million, ¥2,462,482 million
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary incomeNot disclosed
Net income¥490,000 million (YoY -23.4%)
Annual Dividend Forecast¥150 → ¥200（+33.3%）
Payout ratio36.4
Shareholder Return PolicyThe Company will return 50% of adjusted consolidated profit, based on the average for the most recent 3 years, as its basic return, and in principle will make an additional return of 50% of gains and losses on the sale of policy-held shares and other items, after tax. Share repurchases will also be considered in addition to dividends.
Factors Behind Changes in Business Performance
Profit from insurance services increased by ¥284.1 billion from the previous consolidated fiscal year to ¥588.2 billion, while net finance income increased by ¥225.1 billion to ¥344.9 billion. As a result, profit before tax increased by ¥512.9 billion to ¥843.2 billion, and profit for the year attributable to owners of the parent increased by ¥396.9 billion to ¥640.0 billion.
Disclosure regarding the going concern assumption
Not applicable.
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 Not disclosed
Changes in the scope of consolidationNew Number of companies 1 / Company name Aspen Insurance Holdings Limited / Excluded Not disclosed
Material subsequent eventsOn 22 April 2026, the Company issued US$1.3 billion of senior unsecured US dollar-denominated bonds. In addition, at a meeting of the Board of Directors held on 20 May 2026, the Company resolved to repurchase its own shares, up to a maximum of 17,000,000 shares and an aggregate acquisition cost of ¥69.0 billion.
Impairment loss¥6,283 million
Depreciation and amortization¥107,286 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable Yes / Subject person Institutional investors and analysts
Issued Shares at Period-End934,228,767
Treasury Shares at Period-End41,985,747
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | IFRS |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Net Sales | ¥5,372,921 million (YoY +6.1%) |
| Ordinary income | ¥843,226 million (YoY +155.3%) |
| Profit attributable to owners of the parent | ¥640,086 million (YoY +163.3%) |
| Net income per share | ¥701.03 |
| Equity ratio | End of the current fiscal period 27.8 / End of previous period 26.5 |
| Total assets | ¥18,603,704 million |
| Net assets | ¥5,291,009 million |
| Cash flows from operating activities | ¥706,419 million |
| Cash flows from investing activities | ¥-232,914 million |
| Cash flows from financing activities | ¥-412,697 million |
| Cash and cash equivalents at end of period | ¥1,134,996 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income Not disclosed / Net income ¥490,000 million (YoY -23.4%) |
| Annual Dividend Forecast | ¥150 → ¥200（+33.3%） |
| Payout ratio | 36.4 |
| Shareholder Return Policy | The Company will return 50% of adjusted consolidated profit, based on the average for the most recent 3 years, as its basic return, and in principle will make an additional return of 50% of gains and losses on the sale of policy-held shares and other items, after tax. Share repurchases will also be considered in addition to dividends. |
| Segment revenue | Domestic Non-Life Insurance Business ¥2,685,496 million, International Insurance Business ¥2,428,717 million, Domestic Life Insurance Business ¥258,707 million, Nursing Care Business ¥186,207 million |
| Segment profit | Domestic Non-Life Insurance Business ¥268,112 million, International Insurance Business ¥294,489 million, Domestic Life Insurance Business ¥68,605 million, Nursing Care Business ¥7,951 million |
| Regional sales | ¥3,139,014 million, ¥2,462,482 million |
| Depreciation and amortization | ¥107,286 million |
| Impairment loss | ¥6,283 million |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement Not disclosed |
| Changes in the scope of consolidation | New Number of companies 1 / Company name Aspen Insurance Holdings Limited / Excluded Not disclosed |
| Material subsequent events | On 22 April 2026, the Company issued US$1.3 billion of senior unsecured US dollar-denominated bonds. In addition, at a meeting of the Board of Directors held on 20 May 2026, the Company resolved to repurchase its own shares, up to a maximum of 17,000,000 shares and an aggregate acquisition cost of ¥69.0 billion. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable Yes / Subject person Institutional investors and analysts |
| Issued Shares at Period-End | 934,228,767 |
| Treasury Shares at Period-End | 41,985,747 |
| Factors Behind Changes in Business Performance | Profit from insurance services increased by ¥284.1 billion from the previous consolidated fiscal year to ¥588.2 billion, while net finance income increased by ¥225.1 billion to ¥344.9 billion. As a result, profit before tax increased by ¥512.9 billion to ¥843.2 billion, and profit for the year attributable to owners of the parent increased by ¥396.9 billion to ¥640.0 billion. |
Items this document does not state (5)
Operating profitOperating MarginRevision to Earnings ForecastOrders received and order backlogBreakdown of extraordinary income (loss)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Profit from insurance services increased by ¥284.1 billion from the previous consolidated fiscal year, while net finance income increased by ¥225.1 billion, resulting in a ¥512.9 billion increase in profit before tax.
How to read this page
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