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AEON Financial Service (8570) · FactInterim balance update

Increase in Loans, Installment Receivables and Deposit Balances

First written in FY2017-Q2. . Latest entry: FY2027-H1.

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ProgressHeldSoftenedWorseOtherFY2017-Q2 – FY2027-H12016: 220162017: 420172018: 420182019: 420192020: 420202021: 320212022: 420222023: 320232024: 420242025: 220252026: 32026
Same theme, other companies
Expansion of the regional financial base centered on deposits and lendingA theme 14 companies write about · 0 as a headwind · 15 as a tailwind

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  1. FY2027-H1Interim balance updateAnnual report

    「At the end of the interim consolidated accounting period, total assets increased by ¥162 million from the end of the previous consolidated fiscal year to ¥8,314,118 million. This was primarily due to increases of ¥109,834 million in installment accounts receivable and ¥162,607 million in loans, while cash and deposits decreased by ¥263,801 million.」

    Total assets at the end of the interim period were ¥8,314,118 million. Installment accounts receivable and loans increased, while cash and deposits decreased.
  2. 2026-10-09OtherEarnings

    「Total assets at the end of the interim consolidated accounting period increased by ¥162 million from the end of the previous consolidated fiscal year to ¥8,314.118 billion. This was mainly due to increases of ¥109.834 billion in installment accounts receivable and ¥162.607 billion in loans, despite a decrease of ¥263.801 billion in cash and deposits, among other factors.」

    Balances of total assets, installment accounts receivable, loans, and cash and deposits at the end of the interim period were updated.
  3. FY2026Update to full-year balanceAnnual report

    「Total assets at the end of the current consolidated fiscal year increased by ¥557,463 million from the end of the previous consolidated fiscal year to ¥8,313,956 million.」

    Total assets at the end of the fiscal year increased to ¥8,313,956 million, reflecting increases in loans, securities and monetary claims bought.
  4. FY2026-H1Interim balance updateAnnual report

    「At the end of the interim consolidated fiscal period, total assets increased by ¥463,004 million from the end of the previous consolidated fiscal year to ¥8,219,496 million. This was due mainly to increases of ¥171,352 million in installment receivables, ¥62,091 million in loans, ¥161,466 million in securities in the banking business and ¥58,014 million in monetary claims bought.」

    Total assets at the end of the interim period increased to ¥8,219,496 million, reflecting increases in installment receivables, loans, securities in the banking business and monetary claims bought.
  5. FY2025Update to full-year balanceAnnual report

    「Total assets at the end of the current consolidated fiscal year increased by ¥814,803 million from the end of the previous consolidated fiscal year to ¥7,760,375 million.」

    Total assets at the end of the fiscal year increased to ¥7,760,375 million, with increases in loans, securities in the banking business and current assets associated with the transfer of the WAON Value Issuer business.
  6. FY2025-H1Interim balance updateAnnual report

    「At the end of the interim consolidated fiscal period, total assets increased by ¥367,326 million from the end of the previous consolidated fiscal year to ¥7,312,897 million. This was due mainly to increases of ¥370,249 million in loans resulting from higher card cash advance and personal loan balances and increased balances of residential mortgage loans, and ¥85,600 million in securities in the banking business, partly offset by decreases of ¥42,239 million in installment receivables and ¥54,548 million in cash and deposits, mainly due to the impact of removing subsidiaries from the scope of consolidation following a business separation.」

    Total assets at the end of the interim period amounted to ¥7,312,897 million. Loans and securities in the banking business increased, while installment receivables, cash and deposits decreased.
  7. FY2025-Q1Update to first-quarter balanceAnnual report

    「At the end of the first quarter of the current consolidated fiscal year, total assets increased by ¥52,730 million from the end of the previous consolidated fiscal year to ¥6,998,302 million. This was due mainly to increases of ¥345,943 million in loans resulting from higher card cash advance and personal loan balances and increased balances of residential mortgage loans, and ¥43,254 million in securities in the banking business, partly offset by decreases of ¥116,076 million in installment receivables and ¥245,326 million in cash and deposits, mainly due to the impact of removing subsidiaries from the scope of consolidation following a business separation.」

    Total assets at the end of the first quarter amounted to ¥6,998,302 million. Loans and securities in the banking business increased, while installment receivables, cash and deposits decreased.
  8. FY2024Update to full-year balanceAnnual report

    「Total assets at the end of the current consolidated fiscal year increased by ¥286,103 million from the end of the previous consolidated fiscal year to ¥6,945,571 million. This was due mainly to increases of ¥73,899 million in installment receivables resulting from growth in card shopping volumes, ¥252,011 million in loans resulting from higher card cash advance and personal loan balances and increased balances of residential mortgage loans, and ¥111,702 million in securities in the banking business, partly offset by a ¥177,057 million decrease in cash and deposits.」

    Updated the year-end balances of total assets, installment receivables, loans, securities in the banking business, cash and deposits.
  9. FY2024-Q3Update to third-quarter balanceAnnual report

    「Total assets increased by ¥301,153 million from the end of the previous consolidated fiscal year to ¥6,960,621 million. This was due mainly to increases of ¥240,909 million in installment receivables resulting from growth in card shopping volumes, ¥256,670 million in loans resulting from higher card cash advance and personal loan balances and increased balances of residential mortgage loans, and ¥178,030 million in securities in the banking business, partly offset by a ¥397,954 million decrease in cash and deposits.」

    Total assets at the end of the third quarter amounted to ¥6,960,621 million. Installment receivables, loans and securities in the banking business increased, while cash and deposits decreased.
  10. FY2024-Q2Update to second-quarter balanceAnnual report

    「At the end of the second quarter of the current consolidated fiscal year, total assets increased by ¥253,731 million from the end of the previous consolidated fiscal year to ¥6,913,200 million. This was due mainly to increases of ¥163,791 million in installment receivables resulting from growth in card shopping volumes, ¥129,638 million in loans resulting from higher card cash advance and personal loan balances and increased balances of residential mortgage loans, and ¥122,504 million in securities in the banking business, partly offset by a ¥144,522 million decrease in cash and deposits.」

    Total assets at the end of the second quarter amounted to ¥6,913,200 million, with increases in installment receivables, loans and securities in the banking business.
  11. FY2024-Q1Update to first-quarter balanceAnnual report

    「Total assets increased by ¥123,227 million from the end of the previous consolidated fiscal year to ¥6,782,695 million. This was due mainly to increases of ¥116,343 million in installment receivables resulting from growth in card shopping volumes and ¥119,931 million in loans resulting from higher card cash advance and personal loan balances and increased balances of residential mortgage loans, partly offset by decreases of ¥82,369 million in cash and deposits and ¥20,699 million in securities in the banking business.」

    Updated the first-quarter-end balances of total assets, installment receivables, loans and other items. Total assets increased by ¥123,227 million from the end of the previous consolidated fiscal year to ¥6,782,695 million.
  12. FY2023-Q3Update to third-quarter balanceAnnual report

    「At the end of the third quarter of the current consolidated fiscal year, operating loans increased by ¥92,233 million from the end of the previous consolidated fiscal year to ¥864,838 million, loans in the banking business increased by ¥138,035 million to ¥2,248,045 million, and installment receivables increased by ¥260,597 million to ¥1,826,882 million. Deposits in the banking business increased by ¥154,020 million to ¥4,332,565 million, while borrowings increased by ¥202,239 million to ¥832,461 million.」

    Updated the third-quarter-end balances of operating loans, loans in the banking business, installment receivables, deposits and borrowings. All major asset and deposit balances increased from the end of the previous consolidated fiscal year.
  13. FY2023-Q2Update to second-quarter balanceAnnual report

    「At the end of the second quarter of the current consolidated fiscal year, operating loans increased by ¥48,872 million from the end of the previous consolidated fiscal year to ¥821,476 million, loans in the banking business increased by ¥48,671 million to ¥2,158,682 million, and installment receivables increased by ¥173,778 million to ¥1,740,063 million. Deposits in the banking business increased by ¥154,914 million to ¥4,333,458 million, while borrowings increased by ¥176,592 million to ¥806,814 million.」

    Updated the second-quarter-end balances of operating loans, loans in the banking business, installment receivables, deposits and borrowings. All major asset and deposit balances increased from the end of the previous consolidated fiscal year.
  14. FY2023-Q1Update to first-quarter balanceAnnual report

    「At the end of the first quarter of the current consolidated fiscal year, operating loans increased by ¥51,552 million from the end of the previous consolidated fiscal year to ¥824,156 million, loans in the banking business increased by ¥116,867 million to ¥2,226,878 million, and installment receivables increased by ¥162,396 million to ¥1,728,681 million. Deposits in the banking business increased by ¥69,267 million to ¥4,247,811 million, while borrowings increased by ¥127,782 million to ¥758,004 million.」

    Operating loans, loans in the banking business, installment receivables and deposits in the banking business increased from the end of the previous consolidated fiscal year.
  15. FY2022Update to full-year balanceAnnual report

    「Total assets at the end of the current consolidated fiscal year increased by ¥154,864 million from the end of the previous consolidated fiscal year to ¥6,278,586 million.」

    Updated the end-of-year balances of total assets, loans in the banking business, installment receivables, deposits and other items. Loans in the banking business amounted to ¥2,110,010 million and deposits to ¥4,178,544 million.
  16. FY2022-Q3Update to third-quarter balanceAnnual report

    「At the end of the third quarter of the current consolidated fiscal year, operating loans increased by ¥1,160 million from the end of the previous consolidated fiscal year to ¥784,077 million, loans in the banking business increased by ¥145,424 million to ¥2,143,804 million, and installment receivables increased by ¥143,142 million to ¥1,664,291 million. Deposits in the banking business increased by ¥86,701 million to ¥4,105,367 million, while borrowings increased by ¥66,027 million to ¥681,680 million.」

    At the end of the third quarter, operating loans, loans in the banking business, installment receivables and deposits in the banking business increased from the end of the previous consolidated fiscal year.
  17. FY2022-Q2Update to second-quarter balanceAnnual report

    「At the end of the second quarter of the current consolidated fiscal year, operating loans decreased by ¥22,462 million from the end of the previous consolidated fiscal year to ¥760,454 million, loans in the banking business increased by ¥55,221 million to ¥2,053,601 million, and installment receivables increased by ¥61,766 million to ¥1,582,916 million. Deposits in the banking business increased by ¥78,946 million to ¥4,097,612 million, while borrowings increased by ¥42,503 million to ¥658,157 million.」

    Loans and deposits in the banking business and installment receivables increased from the end of the previous consolidated fiscal year, while operating loans decreased. Total assets amounted to ¥6,191,527 million.
  18. FY2022-Q1Update to first-quarter balanceAnnual report

    「At the end of the first quarter of the current consolidated fiscal year, operating loans increased by ¥18,577 million from the end of the previous consolidated fiscal year to ¥801,493 million, loans in the banking business increased by ¥82,920 million to ¥2,081,300 million, and installment receivables increased by ¥63,620 million to ¥1,584,770 million. Deposits in the banking business increased by ¥10,918 million to ¥4,029,584 million, while borrowings increased by ¥96,113 million to ¥711,766 million.」

    Operating loans, loans in the banking business, installment receivables and deposits in the banking business all increased from the end of the previous consolidated fiscal year.
  19. FY2021-Q3Update to third-quarter balanceAnnual report

    「At the end of the third quarter of the current consolidated fiscal year, operating loans decreased by ¥55,472 million from the end of the previous consolidated fiscal year to ¥805,100 million, loans in the banking business increased by ¥304,348 million to ¥1,979,134 million, and installment receivables increased by ¥79,596 million to ¥1,622,732 million. Deposits in the banking business increased by ¥125,233 million to ¥3,915,473 million, while borrowings increased by ¥116,197 million to ¥678,241 million.」

    At the end of the third quarter, loans in the banking business, installment receivables, deposits and borrowings increased from the end of the previous consolidated fiscal year, while operating loans decreased. Total assets amounted to ¥6,041,676 million.
  20. FY2021-Q2Update to second-quarter balanceAnnual report

    「Operating loans decreased by ¥66,458 million from the end of the previous consolidated fiscal year to ¥794,114 million, loans in the banking business increased by ¥289,132 million to ¥1,963,918 million, and installment receivables increased by ¥19,124 million to ¥1,562,260 million. Deposits in the banking business increased by ¥148,361 million to ¥3,938,602 million, while borrowings increased by ¥113,370 million to ¥675,414 million.」

    At the end of the second quarter, loans and deposits in the banking business and installment receivables increased, while operating loans decreased.
  21. FY2021-Q1Update to first-quarter balanceAnnual report

    「At the end of the first quarter of the current consolidated fiscal year, operating loans decreased by ¥11,937 million from the end of the previous consolidated fiscal year to ¥848,635 million, loans in the banking business increased by ¥159,211 million to ¥1,833,998 million, and installment receivables decreased by ¥88,802 million to ¥1,454,333 million. Deposits in the banking business increased by ¥30,855 million to ¥3,821,096 million, while borrowings increased by ¥101,191 million to ¥663,234 million. As a result, total assets at the end of the first quarter of the current consolidated fiscal year increased by ¥168,107 million to ¥5,949,477 million, and liabilities increased by ¥186,514 million to ¥5,508,809 million.」

    Loans and deposits in the banking business, total assets and liabilities increased from the end of the previous consolidated fiscal year, while operating loans and installment receivables decreased.
  22. FY2020Update to full-year balanceAnnual report

    「Total assets at the end of the current consolidated fiscal year increased by ¥527,291 million from the end of the previous consolidated fiscal year to ¥5,781,370 million. This was mainly due to a ¥122,282 million increase in securities, a ¥99,860 million increase in loans resulting from the expansion of card cash advance volumes funded by an increase in cash and deposits, including through efforts to acquire ordinary deposit accounts, and an ¥89,975 million increase in installment receivables resulting from higher card shopping volumes.」

    Updated the balances of total assets, loans, installment receivables, deposits and other items at the end of the fiscal year.
  23. FY2020-Q4Update to third-quarter balanceAnnual report

    「At the end of the third quarter of the current consolidated fiscal year, operating loans increased by ¥33,618 million from the end of the previous consolidated fiscal year to ¥884,127 million, loans in the banking business increased by ¥77,723 million to ¥1,662,713 million, and installment receivables increased by ¥229,433 million to ¥1,682,593 million. Deposits in the banking business increased by ¥309,603 million to ¥3,778,738 million, while borrowings increased by ¥109,049 million to ¥653,872 million.」

    Updated the balances of operating loans, loans in the banking business, installment receivables, deposits and borrowings at the end of the third quarter. All major asset and deposit balances increased from the end of the previous consolidated fiscal year.
  24. FY2020-Q3Interim balance updateAnnual report

    「At the end of the second quarter of the current consolidated fiscal year, operating loans decreased by ¥389 million from the end of the previous consolidated fiscal year to ¥850,118 million, loans in the banking business increased by ¥133,368 million to ¥1,718,358 million, and installment receivables increased by ¥169,750 million to ¥1,622,910 million. Deposits in the banking business increased by ¥165,871 million to ¥3,635,005 million, while borrowings increased by ¥99,473 million to ¥644,296 million.」

    Updated the balances of loans in the banking business, installment receivables, deposits, borrowings and other items at the end of the interim period. Loans in the banking business, installment receivables and deposits all increased from the end of the previous consolidated fiscal year.
  25. FY2020-Q2Update to first-quarter balanceAnnual report

    「Operating loans increased by ¥23,754 million from the end of the previous consolidated fiscal year to ¥874,262 million, loans in the banking business increased by ¥93,717 million to ¥1,678,707 million, and installment receivables increased by ¥39,280 million to ¥1,492,440 million. Deposits in the banking business increased by ¥88,074 million to ¥3,557,208 million, while borrowings increased by ¥154,053 million to ¥698,876 million.」

    Updated the balances of operating loans, loans in the banking business, installment receivables, deposits and borrowings at the end of the first quarter.
  26. FY2019Update to full-year balanceAnnual report

    「Total assets at the end of the fiscal year increased by ¥489,384 million from the end of the previous consolidated fiscal year to ¥5,342,228 million. This was mainly due to a ¥133,822 million increase in securities, a ¥158,073 million increase in loans resulting from expanded card cash advance volumes funded by higher cash and deposits, supported by strengthened efforts to acquire ordinary deposit accounts, and a ¥158,527 million increase in installment receivables due to expanded card shopping volumes.」

    The fiscal year-end balances of loans, installment receivables, deposits and total assets have been updated.
  27. FY2019-Q4Update to third-quarter balanceAnnual report

    「At the end of the third quarter, loans increased by ¥45,395 million from the end of the previous consolidated fiscal year to ¥2,317,062 million, while installment receivables increased by ¥243,072 million to ¥1,537,704 million. Deposits increased by ¥406,841 million to ¥3,456,574 million, while borrowings increased by ¥21,586 million to ¥560,979 million.」

    The balances of loans, installment receivables, deposits and borrowings at the end of the third quarter have been updated. Loans, installment receivables and deposits all increased from the end of the previous consolidated fiscal year.
  28. FY2019-Q3Interim balance updateAnnual report

    「At the end of the second quarter, loans increased by ¥43,309 million from the end of the previous consolidated fiscal year to ¥2,314,976 million, while installment receivables increased by ¥107,639 million to ¥1,402,271 million. Deposits increased by ¥270,517 million to ¥3,320,250 million, while borrowings increased by ¥5,068 million to ¥544,462 million.」

    The balances of loans, installment receivables, deposits and borrowings at the end of the first half have been updated. Loans, installment receivables and deposits all increased from the end of the previous consolidated fiscal year.
  29. FY2019-Q2Update to first-quarter balanceAnnual report

    「At the end of the first quarter, loans increased by ¥119,470 million from the end of the previous consolidated fiscal year to ¥2,391,137 million, while installment receivables increased by ¥39,387 million to ¥1,334,020 million. Deposits increased by ¥160,039 million to ¥3,209,772 million, while borrowings decreased by ¥27,825 million to ¥511,567 million.」

    The balances of loans, installment receivables, deposits and borrowings at the end of the first quarter have been updated. Loans, installment receivables and deposits increased from the end of the previous consolidated fiscal year.
  30. FY2018Update to full-year balanceAnnual report

    「Total assets at the end of the fiscal year increased by ¥665,580 million from the end of the previous consolidated fiscal year to ¥4,852,844 million. This was mainly due to a ¥406,762 million increase in loans resulting from expanded card cash advance volumes funded by higher cash and deposits, supported by strengthened efforts to acquire ordinary deposit accounts, and a ¥112,438 million increase in installment receivables due to expanded card shopping volumes.」

    At the fiscal year-end, loans were ¥2,271,666 million, installment receivables were ¥1,294,632 million and deposits were ¥3,049,733 million. Total assets increased to ¥4,852,844 million.
  31. FY2018-Q4Update to third-quarter balanceAnnual report

    「Loans increased by ¥247,007 million from the end of the previous consolidated fiscal year to ¥2,111,911 million, while installment receivables increased by ¥272,261 million to ¥1,454,455 million. Deposits increased by ¥433,267 million to ¥2,975,358 million, while borrowings increased by ¥31,040 million to ¥545,986 million.」

    The balances of loans, installment receivables, deposits and borrowings at the end of the third quarter, and changes from the end of the previous consolidated fiscal year, have been updated.
  32. FY2018-Q3Interim balance updateAnnual report

    「Loans increased by ¥230,018 million from the end of the previous consolidated fiscal year to ¥2,094,922 million, while installment receivables increased by ¥103,654 million to ¥1,285,848 million. Deposits increased by ¥272,178 million to ¥2,814,269 million, while borrowings increased by ¥15,239 million to ¥530,185 million.」

    The balances of loans, installment receivables, deposits and borrowings at the end of the first half, and changes from the end of the previous consolidated fiscal year, have been updated.
  33. FY2018-Q2Update to first-quarter balanceAnnual report

    「Loans increased by ¥138,121 million from the end of the previous consolidated fiscal year to ¥2,003,025 million, while installment receivables increased by ¥59,914 million to ¥1,242,108 million. Deposits increased by ¥150,565 million to ¥2,692,655 million, while borrowings increased by ¥10,559 million to ¥525,505 million.」

    The balances of loans, installment receivables, deposits and borrowings at the end of the first quarter, and changes from the end of the previous consolidated fiscal year, have been updated.
  34. FY2017Update to full-year balanceAnnual report

    「Total liabilities increased by ¥381,433 million from the end of the previous consolidated fiscal year to ¥3,786,093 million. This was mainly due to a ¥389,162 million increase in deposits resulting from strengthened efforts to acquire ordinary deposit accounts.」

    The balances of loans, installment receivables, deposits, total assets and liabilities have been updated to the fiscal year-end figures.
  35. FY2017-Q4Update to third-quarter balanceAnnual report

    「At the end of the third quarter, loans increased by ¥76,985 million from the end of the previous consolidated fiscal year to ¥1,750,982 million, while installment receivables increased by ¥234,736 million to ¥1,257,124 million. Deposits increased by ¥322,123 million to ¥2,475,051 million, while borrowings decreased by ¥201 million to ¥535,788 million. As a result, total assets increased by ¥420,715 million to ¥4,166,261 million, and liabilities increased by ¥379,620 million to ¥3,784,280 million.」

    Loans, installment receivables, deposits, total assets and liabilities increased from the end of the previous consolidated fiscal year, while borrowings decreased.
  36. FY2017-Q3Interim balance updateAnnual report

    「Loans increased by ¥62,982 million from the end of the previous consolidated fiscal year to ¥1,736,980 million, while installment receivables increased by ¥82,177 million to ¥1,104,564 million. Deposits increased by ¥207,296 million to ¥2,360,224 million, while borrowings decreased by ¥34,448 million to ¥501,540 million.」

    Loan, installment receivables and deposit balances increased from the end of the previous consolidated fiscal year, while borrowings decreased.
  37. FY2017-Q2First statedAnnual report

    「Loans increased by ¥48,841 million from the end of the previous consolidated fiscal year to ¥1,722,839 million, while installment receivables increased by ¥33,780 million to ¥1,056,168 million. Deposits increased by ¥113,737 million to ¥2,266,665 million, while borrowings decreased by ¥19,777 million to ¥516,211 million.」

    This shows the balances of major assets and liabilities at the end of the first quarter and changes from the end of the previous consolidated fiscal year.
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Increase in Loans, Installment Receivables and Deposit Balances | AEON Financial Service Co.,Ltd. (8570) | Komori