Interim-period operating, investing and financing cash flows and cash balances

「Net cash used in operating activities during the interim consolidated accounting period was ¥274,099 million, primarily due to an increase in loans in the banking business, representing a decrease of ¥481,464 million from the year-earlier period. Net cash provided by investing activities was ¥29,010 million, resulting from the acquisition, sale and redemption of securities, among other factors, an increase of ¥274,451 million from the year-earlier period. Net cash used in financing activities was ¥10,904 million, primarily due to dividend payments, a decrease of ¥679 million from the year-earlier period. As a result, cash and cash equivalents at the end of the interim consolidated accounting period totaled ¥405,029 million, a decrease of ¥257,761 million from the end of the previous fiscal year.」

「Cash flow from operating activities was an inflow of ¥303,665 million, mainly due to an increase in deposits in the banking business. Cash flow from investing activities was an outflow of ¥423,829 million, mainly because outflows from the acquisition of securities exceeded inflows from the sale and redemption of securities. Cash flow from financing activities was an outflow of ¥18,628 million, mainly due to dividend payments.」

「Cash flow from operating activities for the six months ended the current interim period was an inflow of ¥207,365 million, up ¥170,861 million year on year, mainly due to an increase in deposits in the banking business. Cash flow from investing activities was an outflow of ¥245,440 million, down ¥161,209 million year on year, as a result of the acquisition, sale and redemption of securities. Cash flow from financing activities was an outflow of ¥10,225 million, up ¥242 million year on year, mainly due to dividend payments.」

「Cash flow from operating activities for the six months ended the current interim period was an inflow of ¥36,504 million, up ¥62,885 million year on year, mainly due to changes in loans and changes in installment accounts receivable. Cash flow from investing activities was an outflow of ¥84,230 million, up ¥20,107 million year on year, as a result of the acquisition, sale and redemption of securities. Cash flow from financing activities was an outflow of ¥10,467 million, down ¥598 million year on year, mainly due to dividend payments. As a result, cash and cash equivalents at the end of the current interim consolidated fiscal year amounted to ¥568,675 million, a decrease of ¥56,806 million from the end of the previous fiscal year.」

「Cash flow from operating activities for the six months ended the second quarter was an outflow of ¥26,381 million, a decrease of ¥75,630 million year on year, mainly due to changes in loans and changes in installment accounts receivable. Cash flow from investing activities was an outflow of ¥104,338 million, down ¥8,834 million year on year, as a result of the acquisition, sale and redemption of securities. Cash flow from financing activities was an outflow of ¥9,869 million, down ¥2,357 million year on year, mainly due to dividend payments. As a result, cash and cash equivalents at the end of the second quarter of the current consolidated fiscal year amounted to ¥667,709 million, a decrease of ¥136,983 million from the end of the previous fiscal year.」

「Cash flow from operating activities for the six months ended the second quarter increased by ¥17,513 million year on year to an inflow of ¥49,248 million, mainly due to changes in loans and changes in installment accounts receivable. Cash flow from investing activities was an outflow of ¥95,504 million, down ¥91,707 million year on year, as a result of the acquisition, sale and redemption of securities. Cash flow from financing activities was an outflow of ¥7,511 million, down ¥500 million year on year, mainly due to dividend payments. As a result, cash and cash equivalents at the end of the second quarter of the current consolidated fiscal year amounted to ¥648,509 million, a decrease of ¥49,118 million from the end of the previous fiscal year.」

「Cash flow from operating activities increased by ¥14,004 million from the previous consolidated fiscal year, resulting in an inflow of ¥76,287 million.」

「Net cash provided by operating activities during the six months ended the second quarter was ¥31.734 billion, mainly due to changes in loans and installment accounts receivable, an increase of ¥65.065 billion year on year. Net cash used in investing activities was ¥3.796 billion, resulting from the acquisition, sale and redemption of securities, an increase of ¥14.965 billion year on year. Net cash used in financing activities was ¥7.011 billion, mainly due to dividend payments, an increase of ¥3.382 billion year on year. As a result, cash and cash equivalents at the end of the second quarter of the consolidated fiscal period were ¥687.802 billion, up ¥21.064 billion from the end of the previous fiscal year.」

「Net cash used in operating activities during the six months ended the second quarter was ¥33.330 billion, mainly due to changes in loans and installment accounts receivable. Net cash used in investing activities was ¥18.761 billion, resulting from the acquisition, sale and redemption of securities, while net cash used in financing activities was ¥10.394 billion, mainly due to dividend payments. As a result, cash and cash equivalents at the end of the second quarter of the consolidated fiscal period were ¥650.074 billion.」

「Net cash provided by operating activities was ¥352.217 billion, an increase of ¥136.487 billion from the previous fiscal year. Net cash provided by investing activities was ¥177.438 billion, resulting from the acquisition, sale and redemption of securities, an increase of ¥17.156 billion from the previous fiscal year. Net cash provided by financing activities was ¥89.040 billion, mainly due to dividend payments, a decrease of ¥72.968 billion from the previous fiscal year.」

「Net cash provided by operating activities during the six months ended the second quarter was ¥142.101 billion, mainly due to changes in loans and installment accounts receivable, a decrease of ¥2.488 billion year on year. Net cash used in investing activities was ¥17.521 billion, resulting from the acquisition, sale and redemption of securities, an increase of ¥87.835 billion year on year. Net cash used in financing activities was ¥80.535 billion, mainly due to dividend payments, a decrease of ¥70.069 billion year on year. As a result, cash and cash equivalents at the end of the second quarter of the consolidated fiscal period were ¥670.871 billion, up ¥42.942 billion from the end of the previous fiscal year.」

「Net cash provided by operating activities was ¥215.730 billion, mainly due to an increase in deposits, an increase of ¥16.789 billion from the previous fiscal year. Net cash used in investing activities was ¥194.595 billion, resulting from the acquisition, sale and redemption of securities, a decrease of ¥126.520 billion from the previous fiscal year. Net cash used in financing activities was ¥16.072 billion, mainly due to dividend payments, a decrease of ¥834 million from the previous fiscal year.」

「Net cash provided by operating activities during the six months ended the second quarter was ¥144.590 billion, mainly due to changes in loans and installment accounts receivable, an increase of ¥128.433 billion year on year. Net cash used in investing activities was ¥105.357 billion, resulting from the acquisition, sale and redemption of securities, a decrease of ¥55.913 billion year on year. Net cash used in financing activities was ¥10.465 billion, mainly due to dividend payments, an increase of ¥477 million year on year. As a result, cash and cash equivalents at the end of the second quarter of the consolidated fiscal period were ¥651.227 billion, up ¥28.629 billion from the end of the previous fiscal year.」

「Net cash provided by operating activities was ¥198.941 billion, mainly due to an increase in deposits, an increase of ¥163.032 billion from the previous fiscal year. Net cash used in investing activities was ¥68.075 billion, resulting from the acquisition, sale and redemption of securities, a decrease of ¥73.432 billion from the previous fiscal year. Net cash used in financing activities was ¥15.237 billion, mainly due to dividend payments, a decrease of ¥58.724 billion from the previous fiscal year.」

「Net cash provided by operating activities during the six months ended the second quarter was ¥16.156 billion, mainly due to changes in loans and installment accounts receivable, an increase of ¥20.437 billion year on year. Net cash used in investing activities was ¥49.443 billion, resulting from the acquisition, sale and redemption of securities, a decrease of ¥85.775 billion year on year. Net cash used in financing activities was ¥10.943 billion, mainly due to dividend payments, a decrease of ¥62.077 billion year on year. As a result, cash and cash equivalents at the end of the second quarter of the consolidated fiscal period were ¥462.312 billion, down ¥43.889 billion from the end of the previous fiscal year.」

「Net cash provided by operating activities was ¥35.909 billion, mainly due to an increase in deposits. Net cash provided by investing activities was ¥5.357 billion, resulting from the acquisition, sale and redemption of securities, while net cash provided by financing activities was ¥43.487 billion, mainly from the issuance of convertible bonds with share acquisition rights and new shares.」

「Net cash used in operating activities during the six months ended the second quarter was ¥4.280 billion, mainly due to changes in loans and installment accounts receivable, an increase of ¥41.152 billion year on year. Net cash provided by investing activities was ¥36.331 billion, resulting from the acquisition, sale and redemption of securities, an increase of ¥54.236 billion year on year. Net cash provided by financing activities was ¥51.134 billion, mainly from the issuance of new shares and convertible bonds with share acquisition rights, an increase of ¥59.721 billion year on year. As a result, cash and cash equivalents at the end of the second quarter of the consolidated fiscal period were ¥502.787 billion, up ¥80.812 billion from the end of the previous fiscal year.」