Expansion of Loan Commitments and Undrawn Loan Balances
First written in FY2017-Q4. 32 of 34 entries say "Worsened", first in FY2017. Latest entry: FY2027-H1.
AEON Financial Service moved to the "Worse" side of this theme in 2017, 7 years before the typical company in this theme (2024).
The whole theme swung hardest in 2017: 4 of 10 companies on the "Worse" side.
0 other companies' latest entry also says "Other".
- FY2027-H1Interim-period undrawn loan commitments updated (decrease)Annual report
「Total loan commitments ¥11,079,531 million ¥10,631,081 million Loans drawn ¥604,167 million ¥573,289 million Difference: Undrawn loan commitments ¥10,475,363 million ¥10,057,792 million」
Undrawn loan commitments decreased from ¥10,475,363 million at the end of the previous consolidated fiscal year to ¥10,057,792 million. Meanwhile, undrawn commitments for corporate lending increased from ¥21,454 million to ¥26,452 million. - FY2026WorsenedAnnual report
「Total loan commitments ¥10,765,408 million ¥11,079,531 million Drawn loans ¥589,174 million ¥604,167 million Net: undrawn loan balance ¥10,176,233 million ¥10,475,363 million」
Total lending commitments and undrawn balances increased, with undrawn lending balances reaching ¥10,475,363 million. - FY2026-H1WorsenedAnnual report
「Net: undrawn loan balance ¥10,176,233 million ¥10,278,065 million」
The undrawn loan balance increased from ¥10,176,233 million at the end of the previous consolidated fiscal year to ¥10,278,065 million. - FY2025WorsenedAnnual report
「Net: undrawn loan balance ¥9,979,371 million ¥10,176,233 million」
The undrawn loan balance increased from ¥9,979,371 million at the end of the previous fiscal year to ¥10,176,233 million. - FY2025-H1WorsenedAnnual report
「Net: undrawn loan balance ¥9,979,371 million ¥10,070,664 million」
The undrawn loan balance increased from ¥9,979,371 million at the end of the previous consolidated fiscal year to ¥10,070,664 million. - FY2025-Q1WorsenedAnnual report
「Net: undrawn loan balance ¥9,979,371 million ¥10,058,823 million」
The undrawn loan balance increased from ¥9,979,371 million at the end of the previous consolidated fiscal year to ¥10,058,623 million. - FY2024WorsenedAnnual report
「Net: undrawn loan balance ¥9,848,930 million ¥9,979,371 million」
The undrawn loan balance increased from ¥9,848,930 million at the end of the previous fiscal year to ¥9,979,371 million. - FY2024-Q3WorsenedAnnual report
「Net: undrawn loan balance ¥9,848,930 million ¥9,940,010 million」
The undrawn loan balance increased from ¥9,848,930 million at the end of the previous consolidated fiscal year to ¥9,940,010 million. - FY2024-Q2WorsenedAnnual report
「Net: undrawn loan balance ¥9,848,930 million ¥9,902,695 million」
The undrawn loan balance increased from ¥9,848,930 million at the end of the previous consolidated fiscal year to ¥9,902,695 million. Undrawn corporate lending commitments also increased from ¥16,857 million to ¥17,880 million. - FY2024-Q1WorsenedAnnual report
「Net: undrawn loan balance ¥9,848,930 million ¥9,851,738 million」
The undrawn loan balance increased from ¥9,848,930 million at the end of the previous consolidated fiscal year to ¥9,851,738 million. Total loan commitments and drawn loans also increased. - FY2023-Q3WorsenedAnnual report
「Net: undrawn loan balance ¥9,413,696 million ¥9,752,814 million」
The undrawn loan balance increased from ¥9,413,696 million at the end of the previous consolidated fiscal year to ¥9,752,814 million. Total loan commitments and drawn loans also increased. - FY2023-Q2WorsenedAnnual report
「Total loan commitments ¥9,911,408 million ¥10,186,286 million Drawn loans ¥497,711 million ¥510,480 million Net: undrawn loan balance ¥9,413,696 million ¥9,675,805 million」
The undrawn loan balance increased from ¥9,413,696 million at the end of the previous consolidated fiscal year to ¥9,675,805 million. - FY2023-Q1WorsenedAnnual report
「Total loan commitments ¥9,911,408 million ¥10,066,504 million Drawn loans ¥497,711 million ¥511,130 million Net: undrawn loan balance ¥9,413,696 million ¥9,555,373 million」
Total loan commitments, drawn loans and undrawn loan balances all increased from the end of the previous consolidated fiscal year. - FY2022WorsenedAnnual report
「Net: undrawn loan balance ¥9,104,287 million ¥9,413,696 million」
The undrawn loan balance increased from ¥9,104,287 million at the end of the previous fiscal year to ¥9,413,696 million. - FY2022-Q3WorsenedAnnual report
「Net: undrawn loan balance ¥9,104,287 million ¥9,327,463 million」
The undrawn loan balance increased from ¥9,104,287 million at the end of the previous consolidated fiscal year to ¥9,327,463 million. - FY2022-Q2WorsenedAnnual report
「Net: undrawn loan balance ¥9,104,287 million ¥9,258,620 million」
The undrawn loan balance increased from ¥9,104,287 million at the end of the previous consolidated fiscal year to ¥9,258,620 million. - FY2022-Q1WorsenedAnnual report
「Total loan commitments ¥9,627,547 million ¥9,718,172 million Drawn loans ¥523,260 million ¥520,218 million Net: undrawn loan balance ¥9,104,287 million ¥9,197,953 million」
The undrawn loan balance increased from ¥9,104,287 million at the end of the previous consolidated fiscal year to ¥9,197,953 million. - FY2021-Q3WorsenedAnnual report
「Total loan commitments ¥9,445,831 million ¥9,566,719 million Drawn loans ¥600,393 million ¥540,730 million Net: undrawn loan balance ¥8,845,438 million ¥9,025,989 million」
The undrawn loan balance increased from ¥8,845,438 million at the end of the previous consolidated fiscal year to ¥9,025,689 million. - FY2021-Q2WorsenedAnnual report
「Total loan commitments ¥9,445,831 million ¥9,499,422 million Drawn loans ¥600,393 million ¥545,382 million Net: undrawn loan balance ¥8,845,438 million ¥8,954,039 million」
The undrawn loan balance increased from ¥8,845,438 million at the end of the previous consolidated fiscal year to ¥8,954,039 million. - FY2021-Q1WorsenedAnnual report
「Total loan commitments ¥9,445,831 million ¥9,491,608 million Drawn loans ¥600,393 million ¥585,130 million Net: undrawn loan balance ¥8,845,438 million ¥8,906,478 million」
The undrawn loan balance increased from ¥8,845,438 million at the end of the previous consolidated fiscal year to ¥8,906,478 million. Meanwhile, the undrawn lending balance decreased from ¥29,322 million to ¥26,101 million. - FY2020WorsenedAnnual report
「Total loan commitments ¥9,124,554 million ¥9,445,831 million Drawn loans ¥594,913 million ¥561,030 million Net: undrawn loan balance ¥8,529,641 million ¥8,884,800 million」
The undrawn loan balance increased from ¥8,529,641 million at the end of the previous fiscal year to ¥8,884,800 million. - FY2020-Q4WorsenedAnnual report
「Total loan commitments ¥9,124,554 million ¥9,474,787 million Drawn loans ¥594,913 million ¥566,441 million Net: undrawn loan balance ¥8,529,641 million ¥8,908,345 million」
The undrawn loan balance increased from ¥8,529,641 million at the end of the previous consolidated fiscal year to ¥8,908,345 million. Undrawn corporate lending commitments also increased from ¥30,140 million to ¥32,198 million. - FY2020-Q3WorsenedAnnual report
「Net: undrawn loan balance ¥8,529,641 million ¥8,737,500 million」
The undrawn loan balance increased from ¥8,529,641 million at the end of the previous consolidated fiscal year to ¥8,737,500 million. Undrawn corporate lending commitments also increased from ¥30,140 million to ¥31,883 million. - FY2020-Q2WorsenedAnnual report
「Net: undrawn loan balance ¥8,529,641 million ¥8,579,150 million」
The undrawn loan balance increased from ¥8,529,641 million at the end of the previous consolidated fiscal year to ¥8,579,150 million. Undrawn corporate lending commitments also increased from ¥30,140 million to ¥33,774 million. - FY2019WorsenedAnnual report
「Total loan commitments ¥8,752,114 million, drawn loans ¥594,913 million, net undrawn loan balance ¥8,529,641 million」
The undrawn loan balance increased from ¥8,186,982 million at the end of the previous fiscal year to ¥8,529,641 million. - FY2019-Q4WorsenedAnnual report
「Total loan commitments ¥8,752,114 million ¥9,062,098 million Drawn loans ¥565,132 million ¥591,407 million Net: undrawn loan balance ¥8,186,982 million ¥8,470,691 million」
The undrawn loan balance increased from ¥8,186,982 million at the end of the previous consolidated fiscal year to ¥8,470,691 million. Total loan commitments and drawn loans also increased. - FY2019-Q3WorsenedAnnual report
「Total loan commitments ¥8,752,114 million ¥8,937,047 million Drawn loans ¥565,132 million ¥586,292 million Net: undrawn loan balance ¥8,186,982 million ¥8,350,754 million」
The undrawn loan balance increased from ¥8,186,982 million at the end of the previous consolidated fiscal year to ¥8,350,754 million. Undrawn corporate lending commitments decreased from ¥36,905 million to ¥32,237 million, while undrawn balances related to card operations and other activities increased. - FY2019-Q2WorsenedAnnual report
「Net: undrawn loan balance ¥8,186,982 million ¥8,284,400 million」
The undrawn loan balance increased from ¥8,186,982 million at the end of the previous consolidated fiscal year to ¥8,284,400 million. Undrawn corporate lending commitments also increased from ¥36,905 million to ¥41,622 million. - FY2018WorsenedAnnual report
「Net: undrawn loan balance ¥7,807,873 million ¥8,186,982 million」
The undrawn loan balance increased from ¥7,807,873 million at the end of the previous fiscal year to ¥8,186,982 million. Undrawn corporate lending commitments also amounted to ¥36,905 million. - FY2018-Q4WorsenedAnnual report
「Total loan commitments ¥8,344,956 million ¥8,690,205 million Drawn loans ¥537,083 million ¥566,430 million Net: undrawn loan balance ¥7,807,873 million ¥8,123,775 million」
The undrawn loan balance increased from ¥7,807,873 million at the end of the previous consolidated fiscal year to ¥8,123,775 million. The company also explains that, under the contracts, the full amount will not necessarily be drawn because the use of funds, credit status and other factors are reviewed. - FY2018-Q3WorsenedAnnual report
「Total loan commitments ¥8,344,956 million ¥8,588,367 million Drawn loans ¥537,083 million ¥559,478 million Net: undrawn loan balance ¥7,807,873 million ¥8,028,889 million」
The undrawn loan balance increased from ¥7,807,873 million at the end of the previous consolidated fiscal year to ¥8,028,900 million. The company explains that, under the contracts, the full amount will not necessarily be drawn because the use of funds, credit status and other factors are reviewed. - FY2018-Q2WorsenedAnnual report
「Total loan commitments ¥8,344,956 million ¥8,412,330 million Drawn loans ¥537,083 million ¥546,836 million Net: undrawn loan balance ¥7,807,873 million ¥7,865,494 million」
The undrawn loan balance increased from ¥7,807,873 million at the end of the previous consolidated fiscal year to ¥7,865,494 million, while undrawn corporate lending commitments also increased from ¥32,090 million to ¥33,314 million. - FY2017WorsenedAnnual report
「Total loan commitments amounted to ¥8,344,956 million, drawn loans amounted to ¥537,083 million, and net undrawn loan commitments amounted to ¥7,807,873 million. Undrawn lending commitments related to the banking business amounted to ¥32,090 million.」
The undrawn loan balance was updated from the third-quarter-end figure to the full-year figure and also increased from the end of the previous fiscal year. - FY2017-Q4First statedAnnual report
「Net: undrawn loan balance ¥7,759,116 million Undrawn loan balance ¥73,653 million」
The company discloses undrawn loan commitments associated with its credit card business and undrawn lending commitments related to its banking business. It explains that the full amount will not necessarily be drawn because the use of funds and credit status are reviewed, customers' business conditions are monitored after contracts are executed, and contracts are reviewed as necessary.