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Results8563THE DAITO BANK,LTD.Banking

Summary of Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated)

For the interim period of the fiscal year ending March 2027, ordinary income increased 29.7% year on year, ordinary profit increased 14.5%, and interim net income attributable to owners of the parent increased 21.6%. Full-year forecasts for ordinary profit and net income, as well as the annual dividend forecast, were left unchanged.

Worth reading
30Immaterial
Scored from 5 of 6 sections
Direction
Improvement
Direction inferred from the company’s description.
Scale
14.5
%
Wording
Conditional
How definitive the wording is.

Results for this period

Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAP
Ordinary income1,600Millions of yenYear on year +14.5%Progress 64.0%
Net income attributable to owners of the parent1,177Millions of yenYear on year +21.6%Progress 73.6%

The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.

Net income per share¥92.83
Financial position at period-end
Total assets888,231Millions of yen
of which net assets 28,663 Millions of yenEquity ratio 3.1%vs. prior year-end -0.2pt

塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.

Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income2,500 Millions of yen (YoY +0.3%)
Net income1,600 Millions of yen (YoY -4.8%)
Annual Dividend Forecast40 Yen → 40 Yen(0.0%)
Factors Behind Changes in Business Performance

Higher funds investment income resulting from increases in interest on loans and interest and dividend income on securities, as well as higher other ordinary income resulting from gains on sales of shares and other securities. On the expense side, funds procurement costs increased due to increases in interest on deposits and other items, and other operating expenses increased due to losses on sales of Japanese government bonds and other bonds.

Disclosure regarding the going concern assumption

None

Change in accounting policy
基準改正に伴う変更 Noneそれ以外の変更 None見積りの変更 None修正再表示 None
Changes in the scope of consolidationMaterial changes None / New Not disclosed / Excluded Not disclosed / Company name Not disclosed
Impairment lossNone recorded (impairment loss on fixed assets: —)
Breakdown of extraordinary income (loss)Extraordinary loss: ¥0 million (loss on disposal of fixed assets: ¥0 million)
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingNo (target audience: Not disclosed)
Issued Shares at Period-End12,701,462 shares
Treasury Shares at Period-End10,483 shares
Results for this period
ItemDetails
Fiscal Period ClassificationInterim period (second quarter)
Accounting standardsJapanese GAAP
Consolidated / non-consolidatedConsolidated
Period Covered1 April 2026 to 30 September 2026
Ordinary income1,600 Millions of yen (YoY +14.5%)
Profit attributable to owners of the parent1,177 Millions of yen (YoY +21.6%)
Net income per share¥92.83
Equity ratioEnd of the current fiscal period 3.1 / End of previous period 3.3
Total assets888,231 Millions of yen
Net assets28,663 Millions of yen
Full-year earnings forecastNet Sales Not disclosed / Operating profit Not disclosed / Ordinary income 2,500 Millions of yen (YoY +0.3%) / Net income 1,600 Millions of yen (YoY -4.8%)
Annual Dividend Forecast40 Yen → 40 Yen(0.0%)
Impairment lossNone recorded (impairment loss on fixed assets: —)
Breakdown of extraordinary income (loss)Extraordinary loss: ¥0 million (loss on disposal of fixed assets: ¥0 million)
Disclosure regarding the going concern assumptionNone
Change in accounting policyChanges due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement None
Changes in the scope of consolidationMaterial changes None / New Not disclosed / Excluded Not disclosed / Company name Not disclosed
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingNo (target audience: Not disclosed)
Issued Shares at Period-End12,701,462 shares
Treasury Shares at Period-End10,483 shares
Factors Behind Changes in Business PerformanceHigher funds investment income resulting from increases in interest on loans and interest and dividend income on securities, as well as higher other ordinary income resulting from gains on sales of shares and other securities. On the expense side, funds procurement costs increased due to increases in interest on deposits and other items, and other operating expenses increased due to losses on sales of Japanese government bonds and other bonds.
Items this document does not state (16)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationMaterial subsequent events

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Ordinary income increased due to higher funds investment income resulting from increases in interest on loans and interest and dividend income on securities, as well as higher other ordinary income resulting from gains on sales of shares and other securities. Ordinary expenses also increased due to higher funds procurement costs resulting from increases in interest on deposits and other items, as well as higher other operating expenses resulting from losses on sales of Japanese government bonds and other bonds. The full-year forecast was left unchanged because the impact of trends in financial markets and other factors on performance needs to be assessed.

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Summary of Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 [Japanese GAAP] (Consolidated) | THE DAITO BANK,LTD. (8563) timely disclosure | Komori