Komori
Occurring Fact8562THE FUKUSHIMA BANK,LTD.Banks

Notice Concerning the Risk of Collection Failure or Delay

As business partner 株式会社ギフトプラザ filed for commencement of civil rehabilitation proceedings, THE FUKUSHIMA BANK,LTD. faces a risk that its ¥222 million in loans to the company may become uncollectible or subject to delayed collection. Approximately ¥195 million not covered by collateral, allowances or other measures will be provided for in the fiscal year ending September 2026, but the earnings forecast for the fiscal year ending March 2027 remains unchanged.

Worth reading
54Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Deterioration
Direction inferred from the company’s description.
Scale
195
million yen
Wording
Conditional
How definitive the wording is.

Notice Concerning the Risk of Collection Failure or Delay

Subject Entity

THE FUKUSHIMA BANK,LTD. (filing company), 株式会社ギフトプラザ (business partner)

Occurrence31 August 2026 (the date on which 株式会社ギフトプラザ filed for commencement of civil rehabilitation proceedings)
Same day
Litigation / administrative actionDated 31 August 2026 (the date of the application for commencement of civil rehabilitation proceedings)
This disclosure09/01/2026
Cause

株式会社ギフトプラザ filed for commencement of civil rehabilitation proceedings on 31 August 2026.

Amount of Impact on Business Performance

Approximately ¥195 million (the provision required in the fiscal year ending September 2026 for receivables not covered by collateral, allowances or other measures)

Accounting period in which recognized

Fiscal year ending September 2026

Impact on Earnings Forecast

There will be no revision to the earnings forecast for the fiscal year ending March 2027.

Amount of receivables at risk of non-collection or delayed collection

¥222 million (loans to 株式会社ギフトプラザ)

Related procedures

Type

Filing for commencement of civil rehabilitation proceedings

Outlook

Of the receivables stated above, a provision will be recorded in the fiscal year ending September 2026 for approximately ¥195 million not covered by collateral, allowances or other measures. There will be no revision to the earnings forecast for the fiscal year ending March 2027.

Event that occurred
ItemDetails
Event nameNotice Concerning the Risk of Collection Failure or Delay
Date of occurrence31 August 2026 (the date on which 株式会社ギフトプラザ filed for commencement of civil rehabilitation proceedings)
Subject EntityTHE FUKUSHIMA BANK,LTD. (filing company), 株式会社ギフトプラザ (business partner)
Cause株式会社ギフトプラザ filed for commencement of civil rehabilitation proceedings on 31 August 2026.
Amount of Impact on Business PerformanceApproximately ¥195 million (the provision required in the fiscal year ending September 2026 for receivables not covered by collateral, allowances or other measures)
Accounting period in which recognizedFiscal year ending September 2026
Impact on Earnings ForecastThere will be no revision to the earnings forecast for the fiscal year ending March 2027.
Type of litigation or proceedingFiling for commencement of civil rehabilitation proceedings
Date of filing / date of actionDated 31 August 2026 (the date of the application for commencement of civil rehabilitation proceedings)
Amount of receivables at risk of non-collection or delayed collection¥222 million (loans to 株式会社ギフトプラザ)
OutlookOf the receivables stated above, a provision will be recorded in the fiscal year ending September 2026 for approximately ¥195 million not covered by collateral, allowances or other measures. There will be no revision to the earnings forecast for the fiscal year ending March 2027.
Items this document does not state (14)
Date recognized / date notice receivedTarget Locations / ProductsCourt or authorityPlaintiffDefendantClaim amount / surcharge amountSuspended operationsScheduled resumption dateInvestigation structureMeasures to prevent recurrenceDirectors' and officers' liabilityVoting rights ownership percentage before the changeVoting rights ownership percentage after the changePlanned follow-up disclosure

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Business partner 株式会社ギフトプラザ filed for commencement of civil rehabilitation proceedings on 31 August 2026.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Notice Concerning the Risk of Collection Failure or Delay | THE FUKUSHIMA BANK,LTD. (8562) timely disclosure | Komori