Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Ordinary income increased due to higher funds investment income, while ordinary expenses decreased mainly because one-time costs related to the renewal of the next-generation banking system recorded in the previous fiscal year were no longer incurred.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Ordinary income | ¥687 million |
| Profit attributable to owners of the parent | ¥736 million |
| Net income per share | ¥21.12 |
| Equity ratio | End of the current fiscal period 2.9 / End of previous period 2.9 |
| Total assets | ¥794,047 million |
| Net assets | ¥23,935 million |
| Cash flows from operating activities | ¥-23,138 million |
| Cash flows from investing activities | ¥-635 million |
| Cash flows from financing activities | ¥-175 million |
| Cash and cash equivalents at end of period | ¥31,012 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥1,100 million (YoY +59.9%) / Net income ¥900 million (YoY +22.1%) |
| Annual Dividend Forecast | ¥5 → ¥5（0.0%） |
| Payout ratio | Fiscal year ending March 2026: 23.6%; forecast for fiscal year ending March 2027: 19.3% |
| Segment revenue | Banking ¥12,799 million / Leasing ¥2,260 million / Credit card and credit guarantee services ¥116 million |
| Segment profit | Banking ¥617 million / Leasing ¥71 million / Credit card and credit guarantee services ¥0 million |
| Depreciation and amortization | ¥579 million |
| Impairment loss | None for the current fiscal year (not applicable). Assets subject to impairment: Not disclosed |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥78 million / Extraordinary loss Losses on disposal of fixed assets ¥52 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 1 / Company name 株式会社ふくぎん地域活性化投資 / Excluded Number of companies 0 / Company name Not disclosed |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Held (対象者：Not disclosed) |
| Issued Shares at Period-End | 34,900,000 |
| Treasury Shares at Period-End | 27,906 |
| Factors Behind Changes in Business Performance | Ordinary income increased due to higher funds investment income, while ordinary expenses decreased mainly because one-time costs related to the renewal of the next-generation banking system recorded in the previous fiscal year were no longer incurred. |
Items this document does not state (7)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased by ¥1,758 million due to higher funds investment income. Ordinary expenses decreased by ¥104 million, mainly because one-time costs related to the renewal of the next-generation banking system recorded in the previous fiscal year were no longer incurred.