Risk of Delays in Resolving Non-Performing Loans Due to Difficulties in Enforcing Collateral
First written in FY2019. 1 of 2 entries say "Restated". Latest entry: FY2020.
3 other companies' latest entry also says "Restated".
- FY2020RestatedAnnual report
「Because of declines in the value of collateralized real estate or a lack of liquidity in real estate, it may in practice be impossible to monetize collateralized real estate or other assets, or to enforce against assets held by borrowers. In such cases, credit risk may increase and the resolution of nonperforming loans may be delayed.」
担保換金・強制執行の困難性による信用リスク増加と不良債権処理停滞のリスクを継続している。 - FY2019First statedAnnual report
「Because of declines in the value of collateralized real estate or a lack of liquidity in real estate, it may in practice be impossible to monetize collateralized real estate or other assets, or to enforce against assets held by borrowers. In such cases, credit risk may increase and the resolution of nonperforming loans may be delayed.」
The possibility that declines in real estate prices or a lack of liquidity could make collateral realization, enforcement, and the resolution of nonperforming loans difficult was disclosed as a separate risk for the first time.