Risk of Intensifying Competition among Financial Institutions
First written in FY2016. 2 of 3 entries say "Restated". Latest entry: FY2020.
The whole theme swung hardest in 2025: 11 of 21 companies on the "Worse" side.
19 other companies' latest entry also says "Restated".
- FY2020RestatedAnnual report
「Japan’s financial system has undergone substantial deregulation, which has intensified competition. As a result, competition with other financial institutions and others may prevent us from generating the earnings we anticipate and could adversely affect our operating results and financial condition.」
規制緩和に伴う金融機関間競争と収益未達の可能性を継続して記載している。 - FY2017RestatedAnnual report
「日本の金融制度は大幅に規制が緩和されてきており、これに伴い競争が激化してきております。その結果、他金融機関等との競争により想定した収益があげられず」
規制緩和に伴う金融機関間競争と収益未達の可能性を継続して記載している。 - FY2016First statedAnnual report
「Japan’s financial system has undergone substantial deregulation, which has intensified competition. As a result, competition with other financial institutions and others may prevent us from generating the earnings we anticipate and could adversely affect our operating results and financial condition.」
The risk of intensified competition among financial institutions following deregulation and failure to achieve expected earnings was disclosed.