Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Increase in net interest income accompanying higher interest on loans and interest and dividends on securities; increase in gains on sales of shares and other securities; increase in loan write-offs and losses on sales of Japanese government bonds and other bonds; sharp increase in credit costs resulting from the failure of a major borrower; and recognition of gains on the sale of real estate held by the company.
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| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | 2,390 Millions of yen (YoY -20.7%) |
| Profit attributable to owners of the parent | 3,702 Millions of yen (YoY +18.4%) |
| Net income per share | ¥104.25 |
| Equity ratio | End of the current fiscal period 3.6 / End of previous period 3.7 |
| Total assets | 2,372,345 Millions of yen |
| Net assets | 87,348 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 5,000 Millions of yen / Net income 5,500 Millions of yen |
| Annual Dividend Forecast | 35 Yen → 50 Yen |
| Impairment loss | No impairment loss recorded for the current interim period (-) |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of property, plant and equipment 895 Millions of yen / Extraordinary loss Loss on disposal of property, plant and equipment 26 Millions of yen |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | No material change (number and names of companies not disclosed) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No (no eligible participants) |
| Issued Shares at Period-End | 35,775,873 shares |
| Treasury Shares at Period-End | 180,930 shares |
| Factors Behind Changes in Business Performance | Increase in net interest income accompanying higher interest on loans and interest and dividends on securities; increase in gains on sales of shares and other securities; increase in loan write-offs and losses on sales of Japanese government bonds and other bonds; sharp increase in credit costs resulting from the failure of a major borrower; and recognition of gains on the sale of real estate held by the company. |
Items this document does not state (16)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Net interest income increased as interest on loans and interest and dividends on securities rose, while gains on sales of shares and other securities also increased. On the other hand, loan write-offs and losses on sales of Japanese government bonds and other bonds increased, and credit costs rose sharply following the failure of a major borrower. Interim net income attributable to owners of the parent increased, mainly because gains on the sale of real estate held by the company were recorded.