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Occurring Fact8558THE TOWA BANK,LTD.Banks

Notice Concerning the Risk of Collection Failure or Delay

株式会社全東信, a business partner, filed for bankruptcy and received an order commencing bankruptcy proceedings. As a result, the risk arose that ¥8,000 million in loans to the company by 東和銀行 would become uncollectible or collection would be delayed. Of this amount, ¥5,886 million in unsecured receivables is scheduled to be fully provided for or otherwise accounted for in the fiscal year ending March 2027.

Worth reading
60In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.
Direction
Deterioration
Direction inferred from the company’s description.
Scale
5886
¥ million
Wording
Conditional
How definitive the wording is.

Risk of non-collection or delayed collection of receivables

Subject Entity

株式会社全東信 (a business partner of 東和銀行)

Occurrence6 July 2026 (the date on which 株式会社全東信 filed for bankruptcy and received an order commencing bankruptcy proceedings)
Same day
Litigation / administrative action6 July 2026 (the date of the bankruptcy petition and order commencing bankruptcy proceedings)
This disclosure07/07/2026
Cause

株式会社全東信 filed for bankruptcy and received an order commencing bankruptcy proceedings

Amount of Impact on Business Performance

¥5,886 million (the unsecured receivables will be fully provided for or otherwise accounted for in the fiscal year ending March 2027)

Accounting period in which recognized

Fiscal year ending March 2027

Impact on Earnings Forecast

The full-year earnings forecast for the fiscal year ending March 2027 is currently under review. If it becomes necessary to revise the forecast, timely disclosure will be made.

Amount of receivables at risk of non-collection or delayed collection

¥8,000 million (loans to 株式会社全東信)

Related procedures

Type

Bankruptcy petition and order commencing bankruptcy proceedings

Court or authority

Osaka District Court

Outlook

The unsecured ¥5,886 million will be fully provided for or otherwise accounted for in the fiscal year ending March 2027. The full-year earnings forecast is currently under review, and timely disclosure will be made if revision becomes necessary.

Planned follow-up disclosure

Timely disclosure will be made if it becomes necessary to revise the earnings forecast.

Event that occurred
ItemDetails
Event nameRisk of non-collection or delayed collection of receivables
Date of occurrence6 July 2026 (the date on which 株式会社全東信 filed for bankruptcy and received an order commencing bankruptcy proceedings)
Subject Entity株式会社全東信 (a business partner of 東和銀行)
Cause株式会社全東信 filed for bankruptcy and received an order commencing bankruptcy proceedings
Amount of Impact on Business Performance¥5,886 million (the unsecured receivables will be fully provided for or otherwise accounted for in the fiscal year ending March 2027)
Accounting period in which recognizedFiscal year ending March 2027
Impact on Earnings ForecastThe full-year earnings forecast for the fiscal year ending March 2027 is currently under review. If it becomes necessary to revise the forecast, timely disclosure will be made.
Type of litigation or proceedingBankruptcy petition and order commencing bankruptcy proceedings
Court or authorityOsaka District Court
Date of filing / date of action6 July 2026 (the date of the bankruptcy petition and order commencing bankruptcy proceedings)
Amount of receivables at risk of non-collection or delayed collection¥8,000 million (loans to 株式会社全東信)
OutlookThe unsecured ¥5,886 million will be fully provided for or otherwise accounted for in the fiscal year ending March 2027. The full-year earnings forecast is currently under review, and timely disclosure will be made if revision becomes necessary.
Planned follow-up disclosureTimely disclosure will be made if it becomes necessary to revise the earnings forecast.
Items this document does not state (12)
Date recognized / date notice receivedTarget Locations / ProductsPlaintiffDefendantClaim amount / surcharge amountSuspended operationsScheduled resumption dateInvestigation structureMeasures to prevent recurrenceDirectors' and officers' liabilityVoting rights ownership percentage before the changeVoting rights ownership percentage after the change

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

株式会社全東信, a business partner, filed for bankruptcy with the Osaka District Court on 6 July 2026 and received an order commencing bankruptcy proceedings on the same date.

How to read this page

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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Notice Concerning the Risk of Collection Failure or Delay | THE TOWA BANK,LTD. (8558) timely disclosure | Komori