Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in Millions of yen).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Ordinary income increased due to higher interest on loans and interest and dividends on securities, but ordinary income and net income were negative due in part to losses on sales of bonds, including government bonds, resulting from the portfolio review.
Not applicable (no matters to report in the notes on the going concern assumption)
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Ordinary income | -29,837 Millions of yen |
| Profit attributable to owners of the parent | -24,499 Millions of yen |
| Net income per share | △¥687.18 |
| Equity ratio | End of the current fiscal period 3.7 / End of previous period 3.7 |
| Total assets | 2,416,250 Millions of yen |
| Net assets | 90,535 Millions of yen |
| Cash flows from operating activities | 1,386 Millions of yen |
| Cash flows from investing activities | 114,878 Millions of yen |
| Cash flows from financing activities | -2,304 Millions of yen |
| Cash and cash equivalents at end of period | 281,037 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 5,000 Millions of yen / Net income 5,500 Millions of yen |
| Annual Dividend Forecast | ¥35 per share → ¥50 per share（+42.9%） |
| Payout ratio | Fiscal year ending March 2026: —; fiscal year ending March 2027 (forecast): 32.2% |
| Shareholder Return Policy | Target total payout ratio of at least 30%, including share buybacks |
| Depreciation and amortization | 2,268 Millions of yen |
| Impairment loss | 285 Millions of yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets 1,691 Millions of yen / Extraordinary loss Losses on disposal of fixed assets 21 Millions of yen, Impairment Losses 285 Millions of yen |
| Disclosure regarding the going concern assumption | Not applicable (no matters to report in the notes on the going concern assumption) |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name None |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable Yes / Subject person Institutional investors and analysts |
| Issued Shares at Period-End | 35,775,873 Shares |
| Treasury Shares at Period-End | 339,215 Shares |
| Factors Behind Changes in Business Performance | Ordinary income increased due to higher interest on loans and interest and dividends on securities, but ordinary income and net income were negative due in part to losses on sales of bonds, including government bonds, resulting from the portfolio review. |
Items this document does not state (8)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased due to higher interest on loans and interest and dividends on securities. However, ordinary income and net income were negative due in part to losses on sales of bonds, including government bonds, resulting from a review of the investment portfolio aimed at reducing future interest rate risk and improving earning power.