Boosting Ordinary Income Through Gains on Reversals of Loan-Loss Allowances and Gains on Sales of Shares and Other Securities
First written in FY2018-Q2. 10 of 25 entries say "Worsened", first in FY2020-Q2. Latest entry: FY2026.
The Kita-Nippon Bank moved to the "Worse" side of this theme in 2020.
0 other companies' latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「Due mainly to a decrease in gains on sales of shares and other securities, the amount decreased by ¥2,621 million from the previous consolidated fiscal year to ¥26,396 million.」
Gains on sales of shares and other securities decreased from ¥2,899 million in the previous fiscal year to ¥844 million, weakening the boost to ordinary income from gains on sales of shares. - FY2025WorsenedAnnual report
「Due mainly to a decrease in gains on sales of shares and other securities, the amount decreased by ¥2,621 million from the previous consolidated fiscal year to ¥26,396 million.」
Gains on sales of shares and other securities decreased from ¥2,899 million in the previous fiscal year to ¥844 million, weakening the boost to ordinary income from gains on sales of shares. - FY2025-H1WorsenedAnnual report
「Gains on sales of shares and other securities ¥1,871 million ¥504 million」
Gains on sales of shares and other securities decreased from ¥1,871 million in the same period of the previous fiscal year to ¥504 million, weakening the boost to ordinary income from gains on sales of shares. - FY2024Sharp increase in gains on sales of shares and other securitiesAnnual report
「Gains on sales of shares and other securities ¥389 million ¥2,899 million」
Gains on sales of shares and other securities increased from ¥389 million in the previous fiscal year to ¥2,899 million, contributing to higher ordinary income. - FY2024-Q3Sharp increase in gains on sales of securities and elimination of gains on reversals of allowance for loan lossesAnnual report
「Gains on reversals of allowance for loan losses ¥2 million — Gains on collection of written-off claims ¥28 million ¥29 million Gains on sales of securities ¥137 million ¥2,171 million Gains on money trusts ¥198 million ¥746 million」
Gains on sales of securities increased sharply from ¥137 million in the same period of the previous year to ¥2,171 million, while gains on reversals of allowance for loan losses fell from ¥2 million to none. - FY2024-Q2Sharp increase in gains on sales of securities and elimination of gains on reversals of allowance for loan lossesAnnual report
「Gains on reversals of allowance for loan losses ¥8 million — Gains on sales of securities ¥87 million ¥1,871 million」
Gains on sales of securities increased from ¥87 million in the same period of the previous year to ¥1,871 million, while gains on reversals of allowance for loan losses fell from ¥8 million to none. - FY2024-Q1Increase in gains on sales of securities and elimination of gains on reversals of allowance for loan lossesAnnual report
「Gains on reversals of allowance for loan losses ¥95 million — Gains on sales of securities ¥44 million ¥227 million」
Gains on sales of securities increased from ¥44 million in the same period of the previous year to ¥227 million, while gains on reversals of allowance for loan losses fell from ¥95 million to none. - FY2023-Q3Small gain on reversal of allowance for loan lossesAnnual report
「Gains on reversals of allowance for loan losses — ¥2 million」
While no gains on reversals of allowance for loan losses were recognized in the same period of the previous year, ¥2 million was recognized in the cumulative third quarter of the current fiscal year. - FY2023-Q2MitigatedAnnual report
「Gains on reversals of allowance for loan losses — ¥8 million」
Gains on reversals of allowance for loan losses increased from none in the same period of the previous year to ¥8 million, contributing to ordinary income in the current interim consolidated accounting period. - FY2023-Q1MitigatedAnnual report
「Gains on reversals of allowance for loan losses — ¥95 million」
Gains on reversals of allowance for loan losses increased from none in the same period of the previous year to ¥95 million, contributing to ordinary income in the current quarter. - FY2022WorsenedAnnual report
「Ordinary expenses for the fiscal year increased by ¥762 million from the previous fiscal year to ¥20,363 million, as increases in losses on sales of Japanese government bonds and other bonds and losses on sales of securities, among other factors, outweighed a decrease in lease-related expenses.」
Rather than the boost to income previously provided by gains on reversals of allowance for loan losses and gains on sales of securities, an increase in losses on sales of securities was identified as a factor driving ordinary expenses in the current fiscal year. - FY2021-Q3WorsenedAnnual report
「Gains on reversals of allowance for loan losses ¥144 million —」
Gains on reversals of allowance for loan losses fell from ¥144 million in the same period of the previous year to none, eliminating the boost to ordinary income from such gains. - FY2021-Q2WorsenedAnnual report
「Gains on reversals of allowance for loan losses ¥87 million —」
Gains on reversals of allowance for loan losses fell from ¥87 million in the same period of the previous year to none, eliminating the boost to ordinary income from such gains. - FY2021-Q1Continued decline in gains on sales of securitiesAnnual report
「Other ordinary income includes the following: Cumulative first quarter of the previous fiscal year Cumulative first quarter of the current fiscal year Gains on sales of securities ¥120 million ¥9 million」
Gains on sales of securities decreased from ¥120 million in the same period of the previous year to ¥9 million, further weakening the boost to ordinary income from gains on sales of securities. - FY2020WorsenedAnnual report
「Gains on reversals of allowance for loan losses ② — —」
No gains on reversals of allowance for loan losses were recognized, as in the previous fiscal year, and no contribution to ordinary income from such gains was evident. - FY2020-Q3WorsenedAnnual report
「Ordinary income for the cumulative third quarter decreased by ¥311 million from the cumulative third quarter of the previous fiscal year to ¥16,517 million, mainly due to a decrease in gains on reversals of allowance for loan losses.」
Gains on reversals of allowance for loan losses decreased from ¥402 million in the same period of the previous year to ¥144 million, weakening the boost to ordinary income from those gains. - FY2020-Q2WorsenedAnnual report
「Ordinary income for the cumulative second quarter decreased by ¥232 million from the cumulative second quarter of the previous fiscal year to ¥10,947 million, mainly due to a decrease in gains on reversals of allowance for loan losses.」
Gains on reversals of allowance for loan losses decreased from ¥406 million in the same period of the previous year to ¥87 million, weakening the factor that had boosted ordinary income. - FY2020-Q1Increase in gains on sales of shares and other securitiesAnnual report
「Other ordinary income includes the following: Cumulative first quarter of the previous fiscal year Cumulative first quarter of the current fiscal year Gains on sales of securities ¥30 million ¥120 million」
Gains on sales of securities increased from ¥30 million in the same period of the previous year to ¥120 million, contributing to the boost in ordinary income. - FY2019Continued decline in gains on sales of securitiesAnnual report
「Other ordinary income Gains on sales of securities ¥2,860 million ¥109 million」
Gains on sales of securities fell sharply from ¥2,860 million in the previous fiscal year to ¥109 million, further reducing the boost to ordinary income from gains on sales of securities. - FY2019-Q3Continued decline in gains on sales of securitiesAnnual report
「Ordinary income for the cumulative third quarter decreased by ¥1,540 million from the cumulative third quarter of the previous fiscal year to ¥16,828 million, mainly due to a decrease in gains on sales of securities.」
Ordinary income decreased by ¥1,540 million year on year due to a decline in gains on sales of securities, reducing the boost from gains on sales of securities. - FY2019-Q2Diminished boost due to lower gains on sales of securitiesAnnual report
「Ordinary income for the cumulative second quarter decreased by ¥791 million from the cumulative second quarter of the previous fiscal year to ¥11,179 million, mainly due to a decrease in gains on sales of securities.」
Gains on sales of securities decreased from ¥720 million in the same period of the previous year to ¥90 million, reducing the boost to ordinary income from gains on sales of securities. Meanwhile, gains on reversals of allowance for loan losses increased from ¥245 million to ¥406 million. - FY2019-Q1Diminished boost from gains on sales of securitiesAnnual report
「Other ordinary income includes the following: Cumulative first quarter of the previous fiscal year Cumulative first quarter of the current fiscal year Gains on sales of securities ¥159 million ¥30 million」
Gains on sales of securities decreased from ¥159 million in the same period of the previous year to ¥30 million, weakening the boost to ordinary income from gains on sales of securities seen in the previous fiscal year. - FY2018Full-year boost from gains on sales of securitiesAnnual report
「Ordinary income for the fiscal year increased by ¥1,710 million from the previous fiscal year to ¥25,663 million, mainly due to an increase in gains on sales of securities.」
Gains on sales of securities increased from ¥601 million in the previous fiscal year to ¥2,860 million, boosting full-year ordinary income despite declines in interest on loans and other items. - FY2018-Q3RestatedAnnual report
「Ordinary income for the cumulative third quarter increased by ¥4.18 million from the cumulative third quarter of the previous fiscal year to ¥18,368 million, mainly because gains on reversals of allowance for loan losses and gains on sales of securities increased.」
It continues to show a structure in which increases in gains on reversals of allowance for loan losses and gains on sales of securities boosted ordinary income despite declines in interest on loans and other items. Other ordinary income increased from ¥1,331 million in the same period of the previous year to ¥2,149 million. - FY2018-Q2First statedAnnual report
「Ordinary income for the cumulative second quarter increased by ¥247 million from the cumulative second quarter of the previous fiscal year to ¥11,970 million, mainly because gains on reversals of allowance for loan losses and gains on sales of securities increased.」
It states that increases of ¥245 million in gains on reversals of allowance for loan losses and ¥720 million in gains on sales of securities, among other factors, boosted ordinary income despite declines in interest on loans and other items.