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Results8551The Kita-Nippon Bank,Ltd.Banking

Consolidated Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 [Japanese GAAP]

For the interim period of the fiscal year ending March 2027, ordinary revenue increased, ordinary profit rose 17.4% year on year, and interim net income attributable to owners of the parent rose 10.5%. The full-year earnings forecast and dividend forecast remain unchanged from the most recently published figures.

Worth reading
44Recurring
Scored from 5 of 6 sections
Direction
Improvement
Direction inferred from the company’s description.
Scale
536
¥ million
Wording
Conditional
How definitive the wording is.

Results for this period

Interim period (second quarter)1 April 2026–30 September 2026ConsolidatedJapanese GAAP
Ordinary income3,624¥ millionYear on year +17.4%Progress 54.9%
Net income attributable to owners of the parent2,317¥ millionYear on year +10.5%Progress 51.5%

The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.

Net income per share¥94.82
Financial position at period-end
Total assets1,558,710¥ million
of which net assets 93,908 ¥ millionEquity ratio 6.0%vs. prior year-end -0.1pt

塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.

Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥6,600 million (YoY +4.0%)
Net income¥4,500 million (YoY +3.1%)
Revision to Earnings ForecastNo
Annual Dividend Forecast¥184.00 → - (annual total; 192.00 without taking the stock split into account)
Factors Behind Changes in Business Performance

Ordinary revenue increased due to increases in funds investment income and gains on sales of stocks and other securities. Interest on deposits, losses on sales of Japanese government bonds and other bonds, and losses on redemption of Japanese government bonds and other bonds also increased.

Disclosure regarding the going concern assumption

None applicable

Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 companies / Excluded 0 companies / Company name Not disclosed
Impairment loss¥16 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥11 million / Extraordinary loss Loss on disposal of fixed assets ¥8 million, Impairment Losses ¥16 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End25,031,328 shares
Treasury Shares at Period-End888,777 treasury shares
Results for this period
ItemDetails
Fiscal Period ClassificationInterim period (second quarter)
Accounting standardsJapanese GAAP
Consolidated / non-consolidatedConsolidated
Period Covered1 April 2026–30 September 2026
Ordinary income¥3,624 million (YoY +17.4%)
Profit attributable to owners of the parent¥2,317 million (YoY +10.5%)
Net income per share¥94.82
Equity ratioEnd of the current fiscal period 6.0% / End of previous period 6.1%
Total assets¥1,558,710 million
Net assets¥93,908 million
Full-year earnings forecastNet Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥6,600 million (YoY +4.0%) / Net income ¥4,500 million (YoY +3.1%)
Revision to Earnings ForecastNo
Annual Dividend Forecast¥184.00 → - (annual total; 192.00 without taking the stock split into account)
Impairment loss¥16 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥11 million / Extraordinary loss Loss on disposal of fixed assets ¥8 million, Impairment Losses ¥16 million
Disclosure regarding the going concern assumptionNone applicable
Change in accounting policyChanges due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No
Changes in the scope of consolidationNew 0 companies / Excluded 0 companies / Company name Not disclosed
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End25,031,328 shares
Treasury Shares at Period-End888,777 treasury shares
Factors Behind Changes in Business PerformanceOrdinary revenue increased due to increases in funds investment income and gains on sales of stocks and other securities. Interest on deposits, losses on sales of Japanese government bonds and other bonds, and losses on redemption of Japanese government bonds and other bonds also increased.
Items this document does not state (15)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationMaterial subsequent events

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Ordinary revenue increased, mainly due to increases in funds investment income and gains on sales of stocks and other securities. Ordinary expenses increased, mainly due to increases in interest on deposits, losses on sales of Japanese government bonds and other bonds, and losses on redemption of Japanese government bonds and other bonds.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Consolidated Financial Results for the Second Quarter (Interim Period) of the Fiscal Year Ending March 2027 [Japanese GAAP] | The Kita-Nippon Bank,Ltd. (8551) timely disclosure | Komori