Strengthening strategic market operations capabilities
First written in FY2016. 5 of 6 entries say "Restated". Latest entry: FY2023.
2 other companies' latest entry also says "Restated".
- FY2023RestatedAnnual report
「We invest funds through lending operations, primarily loans to small and medium-sized enterprises and individuals, and securities investments, primarily in government bonds. Our policy is not to invest in products whose ultimate risk exposure is unclear. In addition, because we primarily hold financial assets and liabilities exposed to interest-rate fluctuations, we conduct asset-liability management (ALM) to avoid adverse effects from changes in interest rates.」
We continue to lend to small and medium-sized enterprises and individuals, invest primarily in government bonds, avoid opaque risk products, and manage these activities through ALM. - FY2021RestatedAnnual report
「We invest funds through lending operations, primarily loans to small and medium-sized enterprises and individuals, and securities investments, primarily in government bonds. Our policy is not to invest in products whose ultimate risk exposure is unclear. In addition, because we primarily hold financial assets and liabilities exposed to interest-rate fluctuations, we conduct asset-liability management (ALM) to avoid adverse effects from changes in interest rates.」
We continue to avoid opaque risk products and manage interest-rate fluctuations through ALM. - FY2019RestatedAnnual report
「We also monitor funding and liquidity regularly to assess the situation and discuss appropriate responses.」
We continue to monitor funding and liquidity and manage funding and investment activities through ALM and other means. - FY2018RestatedAnnual report
「We manage interest-rate fluctuation risk by forecasting interest-rate trends, managing limits, identifying and analyzing the amount of interest-rate risk, and conducting other activities. The Risk Management Committee and ALM Committee discuss the current situation and appropriate responses going forward.」
We continue to manage interest-rate fluctuations through market operations and ALM. - FY2017RestatedAnnual report
「The company will promote "Core Business Support and Optimal Proposals" while improving earnings power by expanding comprehensive transactions with customers and strengthening its market investment capabilities.」
Strengthening market operations capabilities has again been cited as a measure to improve earnings power. - FY2016First statedAnnual report
「We also established a new "Markets Division" to strengthen our strategic market operations capabilities.」
The Market Finance Department and ALM Operations Department have been consolidated under the Markets Division, and a new Market Risk Management Office has been established.