Komori
Tomato Bank (8542) · PolicyReframed

Contributing to community revitalization as a trusted partner for customers

First written in FY2016. 5 of 13 entries say "Restated". Latest entry: FY2024.

13entries
9years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseFirst statedFY2016 – FY2017AdvancedFY2019 – FY2021RestatedFY2022 – FY20232016: 120162017: 220172018: 320182019: 120192020: 220202021: 120212022: 120222023: 120232024: 12024
Same theme, other companies
Strengthening Hands-on Support for Customers and CommunitiesA theme 6 companies write about · 0 as a headwind · 6 as a tailwind

Tomato Bank moved to the "Worse" side of this theme in 2024.

1 other company's latest entry also says "Reframed".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2024ReframedAnnual report

    「トマト銀行 will remain "Your main bank, where you can always meet and talk" as a familiar presence for the community and its customers. At all times, トマト銀行 will uphold its management philosophy, "Developing people and serving people," and maintain its FACE TO FACE business style of connecting people with one another and carrying people's aspirations into the future.」

    The company has organized its longstanding policy of supporting the community and customers into a new vision expressed as a familiar main bank and a FACE TO FACE business style.
  2. FY2023RestatedAnnual report

    「In this uncertain environment, in addition to supporting customers' cash flow, the company will provide a range of support for businesses, including business restructuring and business recovery, while helping customers build their assets by proposing financial products and housing loans suited to their life events. In this way, it will demonstrate the true value of its business model activities, "Core Business Support" and "Optimal Proposals."」

    As a regional financial institution, the company continues its policy of supporting the community through assistance for businesses and individuals' asset building.
  3. FY2022RestatedAnnual report

    「Going forward, all officers and employees will continue to pursue the goal of becoming an indispensable bank in the community, one that people turn to first for advice, guided by the spirit of mutual assistance inherited as part of the bank's DNA since its founding: "When times are difficult, we help one another."」

    The company has reaffirmed its policy of supporting customers and the community as a regional financial institution and becoming a bank that the community needs.
  4. FY2021AdvancedAnnual report

    「To provide full support during the COVID-19 pandemic, the company has added "Management Improvement Support" to its business model activities, "Core Business Support" and "Optimal Proposals." By supporting businesses, it will advance initiatives to protect the regional economy and local employment.」

    The company newly added "Management Improvement Support" to its policy of supporting customers and the region, explicitly identifying the regional economy and employment as areas to be protected.
  5. FY2021-Q1AdvancedAnnual report

    「The balance of loans increased by ¥14 billion during the first quarter under review, mainly due to an increase in loans related to measures against COVID-19, to ¥964.5 billion, up ¥1.5 billion year on year.」

    The company demonstrated a specific result of its customer support policy as a regional financial institution through an increase in lending associated with measures against COVID-19.
  6. FY2020AdvancedAnnual report

    「Drawing on the experience and knowledge developed through its "Core Business Support and Optimal Proposals" activities, the company will make every effort to support customers' cash flow and business continuity, thereby fulfilling its mission as a regional financial institution.」

    The company has specifically applied its policy of regional revitalization and customer support to assisting the cash flow and business continuity of customers affected by the COVID-19 pandemic.
  7. FY2019AdvancedAnnual report

    「The company also reached the 30th anniversary of its conversion to a commercial bank and its name change on 1 April 2019. To express its gratitude to the people of the region and support reconstruction following the torrential rains of July 2018, the company will designate the period from 1 April 2019 to 31 March 2020 as an anniversary period and roll out various initiatives under two themes: ① contributing to the region, through support for customers' core businesses, and ② support for reconstruction.」

    The company has turned its contributions to the region and support for reconstruction following the torrential rains into specific anniversary initiatives for the period from April 2019 to March 2020.
  8. FY2019-Q2RestatedAnnual report

    「The torrential rains of July 2018 caused extensive damage, mainly in the areas where the group is based. The group will make full use of its financial intermediation capabilities, consulting capabilities and solution expertise, and as one group will work to restore the local community and regional economy as quickly as possible and support their reconstruction.」

    The company continues its policy of supporting the recovery and reconstruction of local communities and regional economies affected by torrential rains, while using its financial intermediation, consulting and solution capabilities.
  9. FY2019-Q1Explicit support for recovery and reconstruction following torrential rainsAnnual report

    「The torrential rains of July 2018 caused extensive damage, mainly in the areas where the group is based. The group will make full use of its financial intermediation capabilities, consulting capabilities and solution expertise, and as one group will work to restore the local community and regional economy as quickly as possible and support their reconstruction.」

    The company explicitly states that its initiatives for regional revitalization and regional development will be applied to supporting the recovery and reconstruction of local communities and regional economies affected by the torrential rains of July 2018.
  10. FY2018RestatedAnnual report

    「① Contributing to the revitalization of regional economies and strengthening earnings power through the evolution of the business model」

    The company has reaffirmed its contribution to the revitalization of regional economies as one of the priority objectives of its new medium-term plan.
  11. FY2018-Q2AdvancedAnnual report

    「Against this backdrop, the company launched new initiatives aimed at regional revitalization, including the establishment of the Tomato Startup Support Fund in October 2017.」

    As a new specific measure for regional revitalization, the company established the Tomato Startup Support Fund.
  12. FY2017RestatedAnnual report

    「The company will strongly support the growth of its business customers by expanding “Core Business Support Action” activities and promoting lending based on business viability assessments, while contributing to regional revitalization through closer cooperation with local governments and other measures.」

    The company continues to place supporting customer growth and regional revitalization through collaboration with local governments at the core of its management policy.
  13. FY2016First statedAnnual report

    「As a trusted partner for customers, the company provides multifaceted support for their well-being, growth, and development, thereby contributing to community revitalization.」

    Customer support and community revitalization are positioned as an integrated role under one of the basic policies of the medium-term management plan.
Moved together

"Establishing a solid management base to support sustainable and stable growth" moved the same way as this thread, in the same document, in 4 of its 13 moves.

433222★123456
  1. ★This thread
  2. 1Establishing a solid management base to support sustainable and stable growth4×
  3. 2Expansion of Deposits and Loans3×
  4. 3Core business support aligned with companies' life stages3×
  5. 4Risk of Higher Non-Performing Loans and Credit-Related Expenses2×
  6. 5Risk of a Decline in the Capital Adequacy Ratio and Falling Below Regulatory Standards2×
  7. 6Business model transformation under the Tomato Mirai Sosei Plan2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
Tomato Bank's next results are scheduled for 2026-11-09. Read the earnings preview
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.