Worth reading
39Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
260
¥ millionWording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPOrdinary income1,269¥ millionYear on year +25.7%Progress 40.9%
Net income attributable to owners of the parent891¥ millionYear on year +32.0%Progress 44.6%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥70.08
Financial position at period-end
Total assets1,382,574¥ million
of which net assets 58,267 ¥ millionEquity ratio 4.2%vs. prior year-end +0.1pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥3,100 million (YoY +9.6%)
Net income¥2,000 million (YoY +1.5%)
Annual Dividend Forecast¥50 → ¥50（0.0%）
Factors Behind Changes in Business Performance
Ordinary income increased owing to increases in interest on loans and gains on sales of shares and other securities. Interest on deposits and credit-related expenses also increased.
Disclosure regarding the going concern assumption
None.
Change in accounting policy
基準改正に伴う変更 Noneそれ以外の変更 Available見積りの変更 None修正再表示 None
Changes in the scope of consolidationNew 0 / Excluded 0 / Company name Not disclosed
Material subsequent eventsThe company plans to issue 700,000 Class A Preferred Shares, Series 3, through a third-party allotment for a total of ¥7 billion, and use the proceeds to fund the redemption of Class A Preferred Shares, Series 2. At the same time, it will reduce capital and the capital reserve by ¥3.5 billion each, and acquire and cancel 1,000,000 Class A Preferred Shares, Series 2.
Impairment loss¥4 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of non-current assets ¥0 million / Extraordinary loss Loss on disposal of fixed assets ¥12 million, Impairment loss ¥4 million
Availability of Supplementary Financial Results MaterialsAvailable
Availability of Financial Results BriefingWhether applicable None / Subject person Not disclosed
Issued Shares at Period-End11,679,030
Treasury Shares at Period-End136,751
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | ¥1,269 million (YoY +25.7%) |
| Profit attributable to owners of the parent | ¥891 million (YoY +32.0%) |
| Net income per share | ¥70.08 |
| Equity ratio | End of the current fiscal period 4.2 / End of previous period 4.1 |
| Total assets | ¥1,382,574 million |
| Net assets | ¥58,267 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥3,100 million (YoY +9.6%) / Net income ¥2,000 million (YoY +1.5%) |
| Annual Dividend Forecast | ¥50 → ¥50（0.0%） |
| Impairment loss | ¥4 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of non-current assets ¥0 million / Extraordinary loss Loss on disposal of fixed assets ¥12 million, Impairment loss ¥4 million |
| Disclosure regarding the going concern assumption | None. |
| Change in accounting policy | Changes due to revisions to standards None / Other changes Available / Change in accounting estimate None / Restatement None |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name Not disclosed |
| Material subsequent events | The company plans to issue 700,000 Class A Preferred Shares, Series 3, through a third-party allotment for a total of ¥7 billion, and use the proceeds to fund the redemption of Class A Preferred Shares, Series 2. At the same time, it will reduce capital and the capital reserve by ¥3.5 billion each, and acquire and cancel 1,000,000 Class A Preferred Shares, Series 2. |
| Availability of Supplementary Financial Results Materials | Available |
| Availability of Financial Results Briefing | Whether applicable None / Subject person Not disclosed |
| Issued Shares at Period-End | 11,679,030 |
| Treasury Shares at Period-End | 136,751 |
| Factors Behind Changes in Business Performance | Ordinary income increased owing to increases in interest on loans and gains on sales of shares and other securities. Interest on deposits and credit-related expenses also increased. |
Items this document does not state (15)
Net SalesOperating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortization
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased owing to increases in interest on loans and gains on sales of shares and other securities, while interest on deposits and credit-related expenses also increased.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.