Worth reading
37Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
830
¥ millionWording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPNet Sales7,343¥ millionYear on year +13.3%Progress 24.9%
Ordinary income1,279¥ millionYear on year +184.9%Progress 41.3%
Net income attributable to owners of the parent869¥ millionYear on year +191.0%Progress 43.5%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥75.36
Financial position at period-end
Total assets1,392,255¥ million
of which net assets 58,411 ¥ millionEquity ratio 4.1%vs. prior year-end 0.0pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueBanking ¥5,933 million, Leasing ¥1,468 million
Segment profitBanking ¥1,271 million, Leasing ¥35 million
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥29,500 million (YoY +10.9%)
Operating profitNot disclosed
Ordinary income¥3,100 million (YoY +9.6%)
Net income¥2,000 million (YoY +1.5%)
Annual Dividend Forecast¥50 → ¥50（0.0%）
Factors Behind Changes in Business Performance
Higher fund investment income due to increased interest income on loans and other sources. Higher funding costs due to increased interest on deposits and other factors. The Banking segment posted higher revenue and profit, while the Leasing segment posted lower revenue and profit.
Disclosure regarding the going concern assumption
No applicable matters.
Change in accounting policy
基準改正に伴う変更 Yesそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 / Excluded 0 / Company name No applicable matters.
Impairment lossNone applicable (material impairment loss related to non-current assets)
Breakdown of extraordinary income (loss)Extraordinary income Not disclosed / Extraordinary loss Losses on disposal of fixed assets ¥8 million
Depreciation and amortization¥189 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End11,679,030 Shares
Treasury Shares at Period-End136,456 Shares
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥7,343 million (YoY +13.3%) |
| Ordinary income | ¥1,279 million (YoY +184.9%) |
| Profit attributable to owners of the parent | ¥869 million (YoY +191.0%) |
| Net income per share | ¥75.36 |
| Equity ratio | End of the current fiscal period 4.1 / End of previous period 4.1 |
| Total assets | ¥1,392,255 million |
| Net assets | ¥58,411 million |
| Full-year earnings forecast | Net Sales ¥29,500 million (YoY +10.9%) / Operating profit Not disclosed / Ordinary income ¥3,100 million (YoY +9.6%) / Net income ¥2,000 million (YoY +1.5%) |
| Annual Dividend Forecast | ¥50 → ¥50（0.0%） |
| Segment revenue | Banking ¥5,933 million, Leasing ¥1,468 million |
| Segment profit | Banking ¥1,271 million, Leasing ¥35 million |
| Depreciation and amortization | ¥189 million |
| Impairment loss | None applicable (material impairment loss related to non-current assets) |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Losses on disposal of fixed assets ¥8 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards Yes / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 11,679,030 Shares |
| Treasury Shares at Period-End | 136,456 Shares |
| Factors Behind Changes in Business Performance | Higher fund investment income due to increased interest income on loans and other sources. Higher funding costs due to increased interest on deposits and other factors. The Banking segment posted higher revenue and profit, while the Leasing segment posted lower revenue and profit. |
Items this document does not state (12)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Interest income on loans and other sources increased, resulting in higher fund investment income, while funding costs also increased due to higher interest on deposits and other factors.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.