Worth reading
39Recurring
Scored from 5 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
2294
million yenWording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPNet Sales17,625million yen
Ordinary income2,663million yen
Net income attributable to owners of the parent1,734million yen
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit.
Financial position at period-end
Total assets2,909,180million yen
of which net assets 145,026 million yenEquity ratio 8.8%vs. prior year-end +0.1pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueBanking 16,266 million yen, Leasing 1,024 million yen
Segment profitBanking 2,441 million yen, Leasing 38 million yen
Outlook and shareholder returns
Revision to Earnings ForecastNo change
Factors Behind Changes in Business Performance
Ordinary income increased due to higher interest on loans and interest and dividend income on securities, among other factors, while ordinary expenses increased due to higher interest on deposits and loan write-offs, among other factors.
Disclosure regarding the going concern assumption
No applicable matters.
Material subsequent eventsOn 24 July 2026, a resolution was passed to proceed with discussions and consideration toward a management integration with いよぎんホールディングス, and a basic agreement was signed. The parties will discuss and consider a share exchange under which いよぎんホールディングス will become the wholly owning parent company and 愛媛銀行 will become the wholly owned subsidiary, targeted for 1 April 2027.
Impairment lossNo applicable matters.
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets 0 million yen / Extraordinary loss Losses on disposal of fixed assets 2 million yen
Depreciation and amortization387 million yen
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | 17,625 million yen |
| Ordinary income | 2,663 million yen |
| Profit attributable to owners of the parent | 1,734 million yen |
| Equity ratio | End of the current fiscal period 8.79% / End of previous period 8.69% |
| Total assets | 2,909,180 million yen |
| Net assets | 145,026 million yen |
| Revision to Earnings Forecast | No change |
| Segment revenue | Banking 16,266 million yen, Leasing 1,024 million yen |
| Segment profit | Banking 2,441 million yen, Leasing 38 million yen |
| Depreciation and amortization | 387 million yen |
| Impairment loss | No applicable matters. |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets 0 million yen / Extraordinary loss Losses on disposal of fixed assets 2 million yen |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Material subsequent events | On 24 July 2026, a resolution was passed to proceed with discussions and consideration toward a management integration with いよぎんホールディングス, and a basic agreement was signed. The parties will discuss and consider a share exchange under which いよぎんホールディングス will become the wholly owning parent company and 愛媛銀行 will become the wholly owned subsidiary, targeted for 1 April 2027. |
| Factors Behind Changes in Business Performance | Ordinary income increased due to higher interest on loans and interest and dividend income on securities, among other factors, while ordinary expenses increased due to higher interest on deposits and loan write-offs, among other factors. |
Items this document does not state (19)
Operating profitNet income per shareOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodFull-year earnings forecastAnnual Dividend ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogChange in accounting policyChanges in the scope of consolidationAvailability of Supplementary Financial Results MaterialsAvailability of Financial Results BriefingIssued Shares at Period-EndTreasury Shares at Period-End
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased due to higher interest on loans and interest and dividend income on securities, while ordinary expenses also increased due to higher interest on deposits and loan write-offs.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.