Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Higher interest income on loans resulting from higher yen interest rates and other factors, increased gains on sales of equities and other securities, and lower foreign currency funding costs.
No applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Net Sales | ¥68,517 million |
| Ordinary income | ¥10,665 million |
| Profit attributable to owners of the parent | ¥7,212 million |
| Net income per share | ¥184.62 |
| Equity ratio | End of the current fiscal period 8.69 / End of previous period Not disclosed |
| Total assets | ¥3,082,660 million |
| Net assets | ¥144,419 million |
| Cash flows from operating activities | ¥94,085 million |
| Cash flows from investing activities | ¥-16,823 million |
| Cash flows from financing activities | ¥-1,303 million |
| Cash and cash equivalents at end of period | ¥343,927 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥94 million / Net income ¥65 million |
| Annual Dividend Forecast | ¥46 → ¥48 |
| Shareholder Return Policy | Aim for a payout ratio of at least 30% (non-consolidated) |
| Segment revenue | Banking ¥62,764 million, Leasing ¥3,678 million |
| Segment profit | Banking ¥9,887 million, Leasing ¥130 million |
| Depreciation and amortization | ¥1,711 million |
| Impairment loss | Amount ¥115 million / Subject assets Not disclosed |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥7 million / Extraordinary loss Losses on disposal of fixed assets ¥146 million, Impairment Losses ¥115 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Material subsequent events | No applicable matters. |
| Factors Behind Changes in Business Performance | Higher interest income on loans resulting from higher yen interest rates and other factors, increased gains on sales of equities and other securities, and lower foreign currency funding costs. |
Items this document does not state (12)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue increased due to higher interest income on loans resulting from higher yen interest rates and other factors, as well as increased gains on sales of equities and other securities. Although interest paid on deposits increased, ordinary expenses declined due to lower foreign currency funding costs.