Worth reading
21Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
527
¥ millionWording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPOrdinary income2,817¥ million
Net income attributable to owners of the parent2,036¥ million
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit.
Financial position at period-end
Total assets1,686,085¥ million
of which net assets 81,999 ¥ millionEquity ratio 8.8%vs. prior year-end +0.2pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Revision to Earnings ForecastUnchanged
Factors Behind Changes in Business Performance
Higher interest income on loans and interest and dividend income on securities increased funds investment income, while fees and commissions also rose. Funding costs and other ordinary expenses also increased.
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 / Excluded 0 / Company name No applicable matters
Material subsequent eventsNone
Impairment lossNo impairment loss was recognized in the current interim period (¥0 million, no applicable assets).
Breakdown of extraordinary income (loss)Extraordinary income Item Gain on disposal of fixed assets / Amount ¥14 million / Extraordinary loss Item Loss on disposal of fixed assets / Amount ¥12 million
Availability of Supplementary Financial Results MaterialsAvailable
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | ¥2,817 million |
| Profit attributable to owners of the parent | ¥2,036 million |
| Equity ratio | End of the current fiscal period 8.75 / End of previous period 8.55 |
| Total assets | ¥1,686,085 million |
| Net assets | ¥81,999 million |
| Revision to Earnings Forecast | Unchanged |
| Impairment loss | No impairment loss was recognized in the current interim period (¥0 million, no applicable assets). |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount ¥14 million / Extraordinary loss Item Loss on disposal of fixed assets / Amount ¥12 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name No applicable matters |
| Material subsequent events | None |
| Availability of Supplementary Financial Results Materials | Available |
| Factors Behind Changes in Business Performance | Higher interest income on loans and interest and dividend income on securities increased funds investment income, while fees and commissions also rose. Funding costs and other ordinary expenses also increased. |
Items this document does not state (20)
Net SalesOperating profitNet income per shareOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodFull-year earnings forecastAnnual Dividend ForecastPayout ratioShareholder Return PolicySegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationAvailability of Financial Results BriefingIssued Shares at Period-EndTreasury Shares at Period-End
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Higher interest income on loans and interest and dividend income on securities increased funds investment income, while fees and commissions also rose. Although actual credit-related expenses increased, the higher top-line revenue absorbed the increase.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.