Revised forecast
Fiscal year ending March 2026 · Full yearPrevious forecast published 9 May 2025The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
The consolidated and standalone earnings forecasts have been revised upward due to higher interest on loans, stronger-than-expected securities-related income resulting from a review of the securities portfolio, higher-than-expected net interest income, and lower-than-expected net credit-related expenses. Securities-related losses are expected to exceed the initial forecast.
| Item | Details |
|---|---|
| Net Sales | Consolidated 23,820 / Individual 23,250 → Consolidated 29,340 / Individual 28,850（Consolidated 23.1 / Individual 24） |
| Ordinary income | Consolidated 4,030 / Individual 3,850 → Consolidated 4,060 / Individual 3,950（Consolidated 0.7 / Individual 2.5） |
| Profit attributable to owners of the parent | ¥2,600 million (consolidated) → ¥2,790 million (consolidated)（+7.3%） |
| Net income per share | Consolidated 272.87 / Individual 263.43 → Consolidated 292.76 / Individual 287.51 |
| Fiscal Period Covered | Fiscal year ending March 2026 |
| Period Covered | Full year |
| Publication date of previous forecast | 9 May 2025 |
| Previous-period results | Consolidated: ordinary revenues of ¥22,436 million, ordinary profit of ¥3,891 million, net income attributable to owners of the parent of ¥2,495 million, and earnings per share of ¥261.93. Standalone: ordinary revenues of ¥21,980 million, ordinary profit of ¥3,802 million, net income of ¥2,461 million, and earnings per share of ¥258.32. |
| Reason for the revision | The consolidated and standalone earnings forecasts have been revised upward due to higher interest on loans, stronger-than-expected securities-related income resulting from a review of the securities portfolio, higher-than-expected net interest income, and lower-than-expected net credit-related expenses. Securities-related losses are expected to exceed the initial forecast. |
| Dividend forecast revision | The forecast for the year-end dividend has been increased by ¥19, from ¥35 to ¥54 per share. Combined with the interim dividend of ¥35, the annual dividend has been revised to ¥89 per share, compared with the previous forecast of ¥70. |
| Consolidated / non-consolidated | Consolidated / non-consolidated (standalone) |
Items this document does not state (2)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.At the standalone bank level, interest on loans and securities-related income are expected to exceed the initial forecasts, owing to higher loan interest income and a review of the securities portfolio. In addition, net interest income is expected to exceed the forecast, while net credit-related expenses are expected to be lower than forecast. Securities-related losses, however, are expected to exceed the initial forecast. The dividend was increased to strengthen shareholder returns after comprehensively considering the revised earnings forecasts and the Company’s future financial position, among other factors.