Komori
North Pacific Bank (8524) · InitiativeFull-year revenue growth, broadly flat profit

Expansion of leasing transactions in regional areas and interbank collaboration

First written in FY2021-Q2. 6 of 18 entries say "Advanced", first in FY2021-Q3. Latest entry: FY2026.

18entries
7years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseOtherFY2022-Q1 – FY2023-Q2AdvancedFY2024-Q1 – FY2024OtherFY2025-H1 – FY20262020: 12021: 320212022: 420222023: 420232024: 320242025: 220252026: 12026
Same theme, other companies
Winning regional leasing transactions through cooperation with regional banksA theme 1 companies write about · 0 as a headwind · 1 as a tailwind

No other company in this theme has enough history to compare yet.

Full recordFilings, disclosures and news, newest first
  1. FY2026Full-year revenue growth, broadly flat profitAnnual report

    「In the leasing business, ordinary revenue increased by ¥1.2 billion year on year to ¥25.0 billion, reflecting increased leasing revenue. However, ordinary expenses also increased as costs rose in tandem, leaving ordinary profit at ¥800 million and net income at ¥500 million, both at the same levels as the previous year.」

    The leasing business recorded higher revenue, but ordinary profit and net income remained at approximately the previous year's levels because of rising costs.
  2. FY2026-H1Interim revenue growth, broadly flat profitAnnual report

    「In the leasing business, ordinary revenue increased by ¥600 million from the previous interim consolidated accounting period to ¥12.4 billion, mainly due to higher leasing revenue, while ordinary expenses also increased by ¥600 million to ¥12 billion. As a result, ordinary profit was ¥300 million and interim net income was ¥200 million, both largely unchanged from the previous year.」

    In the leasing business, ordinary revenue increased by ¥600 million from the previous interim period, while ordinary expenses also increased by ¥600 million, leaving ordinary profit and interim net income at approximately the previous year's levels.
  3. FY2025Full-year revenue and profit declineAnnual report

    「In the leasing business, ordinary revenue decreased by ¥300 million year on year to ¥23.7 billion due to lower leasing revenue. As a result, ordinary profit declined by ¥100 million year on year to ¥800 million, while net income for the fiscal year edged down to ¥500 million.」

    While the company continued its efforts to capture projects in regional areas and strengthen interbank cooperation, revenue and profit declined for the full fiscal year ending March 2024.
  4. FY2025-H1Lower Revenue and Lower Profit for the Interim PeriodAnnual report

    「In the leasing business, ordinary revenue decreased by ¥100 million from the previous interim consolidated accounting period to ¥11.7 billion, mainly due to lower leasing revenue, while ordinary expenses were ¥11.3 billion, largely unchanged from the previous year. As a result, ordinary profit decreased by ¥100 million to ¥300 million, and interim net income edged down to ¥200 million.」

    In the leasing business, ordinary revenue decreased by ¥100 million from the previous interim period, and ordinary profit also decreased by ¥100 million. The interim period shifted from growth in both revenue and profit for the full previous fiscal year to declines in both revenue and profit.
  5. FY2024AdvancedAnnual report

    「In the leasing business, ordinary revenue increased by ¥1.3 billion year on year to ¥24.1 billion due to higher leasing revenue. As a result, ordinary profit increased by ¥200 million year on year to ¥900 million, and net income for the fiscal year increased by ¥100 million to ¥600 million.」

    The leasing business recorded growth in both revenue and profit for the full year, with ordinary revenue of ¥24.1 billion, ordinary profit of ¥900 million and net income for the fiscal year of ¥600 million.
  6. FY2024-Q3AdvancedAnnual report

    「Ordinary revenue in the leasing business increased by ¥600 million from the first nine months of the previous fiscal year to ¥17.6 billion, while ordinary profit increased by ¥100 million to ¥700 million.」

    In the leasing business, ordinary revenue increased by ¥600 million year on year to ¥17.6 billion, and ordinary profit increased by ¥100 million to ¥700 million, advancing from the previous fiscal year's full-year revenue growth and slight decline in ordinary profit to growth in both revenue and profit.
  7. FY2024-Q2AdvancedAnnual report

    「In the leasing business, ordinary revenue increased by ¥400 million from the first six months of the previous fiscal year to ¥11.8 billion, mainly due to higher leasing revenue, while ordinary expenses increased by ¥300 million to ¥11.3 billion, mainly due to higher leasing costs. As a result, ordinary profit increased by ¥100 million to ¥500 million, and interim net income edged up to ¥300 million.」

    In the leasing business, revenue increased by ¥400 million year on year due to higher leasing revenue, and ordinary profit also increased by ¥100 million. The interim period progressed from the previous fiscal year's full-year revenue growth and slight decline in ordinary profit to growth in both revenue and profit.
  8. FY2024-Q1AdvancedAnnual report

    「Ordinary revenue in the leasing business increased by ¥200 million from the first three months of the previous fiscal year to ¥6 billion, while ordinary profit increased by ¥200 million to ¥300 million.」

    In the leasing business, ordinary revenue increased by ¥200 million year on year to ¥6 billion, and ordinary profit increased by ¥200 million to ¥300 million, marking a shift from revenue growth and a slight decline in profit in the previous year to growth in both revenue and profit.
  9. FY2023Higher revenue, slight decline in profitAnnual report

    「In the leasing business, ordinary revenue increased by ¥900 million year on year to ¥22.7 billion due to higher leasing revenue. As a result, ordinary profit edged down year on year to ¥700 million, while net income for the fiscal year edged up to ¥400 million.」

    While the company continued its efforts to capture projects in regional areas and strengthen interbank cooperation, revenue increased for the full year, although ordinary profit edged down.
  10. FY2023-Q3AdvancedAnnual report

    「Ordinary revenue in the leasing business increased by ¥800 million from the first nine months of the previous fiscal year to ¥16.9 billion, while ordinary profit edged up to ¥500 million.」

    Ordinary revenue in the leasing business for the first nine months increased by ¥800 million year on year, while ordinary profit edged up to ¥500 million. The results showed progress from the lower revenue and slight profit increase recorded for the full previous fiscal year, with revenue growth also achieved.
  11. FY2023-Q2Higher revenue, marginal profit growthAnnual report

    「In the leasing business, ordinary revenue increased by ¥500 million from the second quarter of the previous fiscal year to ¥11.3 billion, mainly due to higher income from early lease cancellations and sales of leased assets. Ordinary expenses also increased by ¥500 million to ¥10.9 billion, mainly due to higher leasing costs. As a result, ordinary profit was ¥400 million and interim net income was ¥200 million, both slightly higher than in the second quarter of the previous fiscal year.」

    In the leasing business, revenue increased by ¥500 million year on year due to higher income from early lease cancellations and sales of leased assets, while costs also increased by ¥500 million, resulting in slight increases in ordinary profit and interim net income.
  12. FY2023-Q1Higher revenue, slight decline in profitAnnual report

    「Ordinary revenue in the leasing business increased by ¥300 million from the first three months of the previous fiscal year to ¥5.7 billion, while ordinary profit edged down to ¥100 million.」

    In the leasing business, ordinary revenue increased by ¥300 million year on year, while ordinary profit edged down to ¥100 million. The quarter saw revenue growth and a slight decline in profit, compared with lower revenue and a slight increase in profit for the full previous fiscal year.
  13. FY2022Lower Revenue, Slightly Higher ProfitAnnual report

    「In the leasing business, ordinary revenue decreased by ¥400 million year on year to ¥21.8 billion due to lower leasing revenue. As a result, ordinary profit and net income for the fiscal year both edged up year on year, to ¥700 million and ¥400 million, respectively.」

    While the company continued to capture projects in regional areas and strengthen interbank cooperation, leasing revenue declined for the full year, resulting in a ¥400 million year-on-year decrease in ordinary revenue, while ordinary profit and net income for the fiscal year edged up.
  14. FY2022-Q3Lower revenue, slight decrease in profitAnnual report

    「Ordinary revenue in the leasing business decreased by ¥500 million from the first nine months of the previous fiscal year to ¥16.1 billion, while ordinary profit edged down to ¥500 million.」

    In the leasing business, revenue for the first nine months decreased by ¥500 million year on year, and ordinary profit edged down to ¥500 million.
  15. FY2022-Q2Lower revenue, lower earningsAnnual report

    「In the leasing business, ordinary revenue decreased by ¥500 million from the first six months of the previous fiscal year to ¥14.3 billion, due to lower capital investment resulting from the stagnation of economic activity during the COVID-19 pandemic and intensifying competition with other companies for high-quality projects. Ordinary expenses also decreased by ¥400 million to ¥13.9 billion, mainly due to lower leasing costs. As a result, ordinary profit was ¥300 million and interim net income was ¥200 million, both slightly lower than in the first six months of the previous fiscal year.」

    In the leasing business, ordinary revenue decreased by ¥500 million year on year and ordinary profit edged down to ¥300 million, against a backdrop of lower capital investment and intensifying competition for high-quality projects.
  16. FY2022-Q1Lower revenue, slight increase in profitAnnual report

    「Ordinary revenue in the leasing business decreased by ¥200 million from the first three months of the previous fiscal year to ¥7.2 billion, while ordinary profit edged up to ¥200 million.」

    In the leasing business, ordinary revenue decreased by ¥200 million year on year, while ordinary profit edged up to ¥200 million. On a quarterly basis, the results differed from the revenue and profit growth reported for the second and third quarters of the previous fiscal year.
  17. FY2021-Q3AdvancedAnnual report

    「Ordinary revenue in the leasing business increased by ¥1 billion from the first nine months of the previous fiscal year to ¥22.1 billion, while ordinary profit increased by ¥200 million to ¥600 million.」

    In the leasing business, ordinary revenue increased by ¥1 billion year on year and ordinary profit by ¥200 million, indicating that the results of capturing projects in regional areas and strengthening interbank cooperation, highlighted in the previous quarter, were also reflected in the first nine months' results.
  18. FY2021-Q2First statedAnnual report

    「In the leasing business, leasing revenue increased to ¥14.8 billion, up ¥700 million from the first nine months of the previous fiscal year, as a result of capturing large-scale projects, primarily in regional areas of Hokkaido that were less affected by the COVID-19 pandemic, and an increase in referrals resulting from stronger cooperation among banks.」

    The disclosure stated that ordinary revenue in the leasing business increased by ¥700 million year on year, driven by the capture of large-scale projects in regional Hokkaido and an increase in referrals through interbank cooperation.
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