Komori
The Bank of Nagoya (8522) · FactMitigated

Decline in Disclosed Non-Performing Loan Ratio

First written in FY2016. 4 of 11 entries say "Mitigated", first in FY2025. Latest entry: 2026-08-05.

11entries
11years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2017 – FY2021WorsenedFY2022 – FY2024MitigatedFY2025 – 2026-08-052016: 120162017: 120172018: 020182019: 120192020: 020202021: 120212022: 120222023: 120232024: 120242025: 120252026: 32026
Same theme, other companies
Non-Performing Loan Resolution and Corporate Rehabilitation and Operational Improvement SupportA theme 13 companies write about · 3 as a headwind · 10 as a tailwind

The Bank of Nagoya moved to the "Worse" side of this theme in 2022, the same year as the typical company in this theme.

The whole theme swung hardest in 2020: 3 of 10 companies on the "Worse" side.

3 other companies' latest entry also says "Mitigated".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-05MitigatedEarnings

    「Ratio to total target claims (%) 1.95 1.75 △0.20 1.79」

    The non-performing loan ratio declined from 1.95% at the end of June of the previous year to 1.75%, below the 1.79% recorded at the end of the previous fiscal year.
  2. FY2026MitigatedAnnual report

    「不良債権額の対象債権合計に占める割合(①/②) % 1.97 1.79 △0.18」

    開示不良債権比率は前年度の1.97%から1.79%へ0.18ポイント低下し、前年度の改善からさらに低下した。
  3. 2026-05-12MitigatedEarnings

    「Ratio to total credit (A)/(B) (%) 1.97 1.79 △0.18」

    The bank-only disclosed non-performing loan ratio declined from 1.97% to 1.79%, marking another year of improvement.
  4. FY2025MitigatedAnnual report

    「不良債権額の対象債権合計に占める割合(①/②) % 2.71 1.97 △0.74」

    開示不良債権比率は前年度の2.71%から1.97%へ0.74ポイント低下し、これまでの上昇傾向から改善に転じている。
  5. FY2024WorsenedAnnual report

    「不良債権額の対象債権合計に占める割合(①/②) % 2.38 2.71 0.33」

    開示不良債権比率が前年度の2.38%から2.71%へ0.33ポイント上昇し、低下傾向から悪化している。
  6. FY2023WorsenedAnnual report

    「不良債権額の対象債権合計に占める割合(①/②) % 2.19 2.38 0.19」

    開示不良債権比率が前年度の2.19%から2.38%へ0.19ポイント上昇し、前年度までの低下傾向から悪化している。
  7. FY2022WorsenedAnnual report

    「不良債権額の対象債権合計に占める割合(①/②) % 1.89 2.19 0.30」

    開示不良債権比率が前年度の1.89%から2.19%へ0.30ポイント上昇し、これまでの低下傾向から変化している。
  8. FY2021AdvancedAnnual report

    「不良債権額の対象債権合計に占める割合(①/②) % 1.93 1.89 △0.04」

    開示不良債権比率は前事業年度の1.93%から1.89%へ0.04ポイント低下した。
  9. FY2019AdvancedAnnual report

    「不良債権額の対象債権合計に占める割合は、前事業年度比0.25ポイント低下し2.17%となりました。」

    開示不良債権比率が2.42%から2.17%へ0.25ポイント低下した。
  10. FY2017AdvancedAnnual report

    「不良債権額の対象債権合計に占める割合は、前事業年度比0.14ポイント低下し2.57%となりました。」

    開示不良債権比率は2.71%から2.57%へ0.14ポイント低下し、比率の低下という測定可能な前進が示されている。
  11. FY2016First statedAnnual report

    「不良債権額の対象債権合計に占める割合は、前事業年度比0.58ポイント低下し2.71%となりました。」

    金融再生法基準による単体の開示不良債権比率について、前事業年度からの低下を記載している。
Moved together

"Credit Risk Relating to Non-Performing Loans, Loan-Loss Provisions and Industry Concentration" moved the same way as this thread, in the same document, in 6 of its 11 moves.

666644★123456
  1. ★This thread
  2. 1Credit Risk Relating to Non-Performing Loans, Loan-Loss Provisions and Industry Concentration6×
  3. 2Risk of valuation losses due to declines in stock and bond prices6×
  4. 3Risk of Maintaining Capital Ratios under International Standards6×
  5. 4Expanding the loan book by strengthening mortgage lending6×
  6. 5Earnings Pressure from the Negative Interest Rate Policy and Intensifying Competition4×
  7. 6Building an All-Employee Sales Model through BPR4×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Bank of Nagoya yet. It last moved in the Earnings of 2026-08-05: "Mitigated".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.